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Report: #1185516

Complaint Review: ACS Incorporation - Internet

  • Submitted:
  • Updated:
  • Reported By: krb — Glendale Arizona
  • Author Confirmed What's this?
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  • ACS Incorporation Internet USA

ACS Incorporation Sarah Johnson Threatening Legal Action Internet

*Consumer Comment: Do not sign the legal agreement they attached

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I have received an email from this company stating that they have my social security number and that I owe them over 600 dollars. I have never done business with this company, and they are threatening legal action and will contact my employer, garnish my wages, etc. I have no idea who these people are. There are misspellings in the email and it doesn't seem like a legit business letter, but it is very disarming to be contacted like this.

I have copied the email below:

Dear Customer,

 

This Legal Proceedings issued on you  Docket no: N/143013/92 with one of Cash Advance Inc. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.

 

CASE NO : N/143013/92

 

AMOUNT OUTSTANDING : $640.68          

 

We have sent you this warning notification about legal proceedings on March 8, 2014 but you failed to respond on time now it’s high time if you failed to respond in next 24 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.

 

Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or else we would be proceeding legally against you.

 

And we apologies that this notification will also sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

 

We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $6300.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

 

Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.

 

Note : This notice is provided to you on behalf of Cash Advance Inc. and its parent company , and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as the “Cash Advance Related Companies,” “we,” “our,” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “Your” means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.

 

WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.

 

TERMS & CONDITIONS YOU AGREED

 

By electronically signing this Loan Agreement by clicking the "I AGREE" button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.

 

We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at account. collection.acs@muchomail.com from 9.30 to 7.30 (EST).

 

If you want to resolve this matter then immediately contact us through email account. collection.acs@muchomail.com

 

 
 
 
 
 
 
 
 
 
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This report was posted on Ripoff Report on 10/28/2014 06:45 PM and is a permanent record located here: https://www.ripoffreport.com/reports/acs-incorporation/internet/acs-incorporation-sarah-johnson-threatening-legal-action-internet-1185516. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Do not sign the legal agreement they attached

AUTHOR: FloridaNative - ()

POSTED: Wednesday, October 29, 2014

This is a scam.

It has been around for a long time. This is called the payday loan collection scam. You can go to FTC(dot)gov and read up on consumer scams so you know confidently what to do when contacted by a scammer.

As you noted: the grammer and spelling is a tip off that this is a scam. No legitimate collections company would contact you in this manner. The fact that they want to you click on something that says "I Agree" puts you at risk for giving them the permission to collect on a loan that was never issued.  Don't do it. Don't contact the scammer. Don't send them money. Don't send them any information. Don't contact them in any way.

 

 

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