AMC - AMERIQUEST MORTGAGE ripoff, dishonest, misrepresentative ORANGE California

Can you tell me an insurance company that would give you a policy to make your house payments after you told them you were sick.

i think you will make a good ameriquest employee.

unaproachable

maybe you know someone who would give me that same kind of policy. all my husband did was die.
do you really think there is an insurance co. out there that insures you after the fact???

Ameriquest was wrong. so wrong. robert can you say that you read every word of every contract you have ever signed. i don't think to many people do. when you are at a closing they say this is about bla bla bla. have you ever felt like you were just wasteing someones time as you read all the papers involved in a mortgage?

it could have been anyone who took advantage of my situation.
my husband died at 44 years old. i needed a mortgage...... very extenuating circumstances. Ameriquest knew how vulnerable i was. i'm a very proud person. i wanted to do my legal work myself. i did not know that they would take advantage of that situation. i was working 2 jobs to pay them their mortgage payment. the least i could expect from them was to have just one of their people do one honest job. the person i talked to at Ameriquest mortgage (josh Bartuka) tried to help me. to the best of my knowledge (according to ron) josh was fired. if any one has heard of josh i would like to know if he tried to help them.
back to my point. Robert its obvious that you are above (or think you are) the thousands of people that ameriquest ripped off. robert i hope you never find yourself on the backside of the fine line. i have sympathy for people who trust people and get ripped off. i guess we can't all be as smart as you. lets see how clear you think when something traumatic happens. lets see if you look at everything as clear as you might on another given day. i truely hope no one goes through what i went through with ameriquest. have a little compassion.
sounds like if you don't work for Ameriquest, you could. you would probably make a good living at it too. A group of very uncompassionate people.

Mark,
The first time I read your pathetic post, I just had to laugh. Then it hit me, you are actually doing us a favor. You are showing us what type of people work for Ameriquest. Thank you for showing me that I haven't been wrong in thinking that most of you are trash and that you deserve everything you have coming to you.

Let me explain something to you Mark. While Ameriquest may train you to believe that the people you are ripping off are 8 grade pregant dropouts living in a trailer, you are a moron to believe that's true. And even if some are....they are still better people than you will ever be.

I hope you and Mindy have fun on your trip to Hawaii because that will be the last. When Ameriquest pays me my cut of the $325 million your pathetic company was forced to pay...looks like more of your sorry asses will be looking for a job. Just remember that when you take my order at McDonalds, I don't like onions on my cheeseburger.

You and everyone who thinks like you are trash.

Now excuse me because my "stories" are on and my 8th grade daughter just told me she was pregnant...like mother like daughter!

PS.You are an impudent (that means rude) little man. Hows that for a pejorative?

I decided not to respond to this Mark idiot who responded to our postings with his idiotic comments and now I'm glad I didn't. You said it all and I thank you.

It's nice to have an ex-employee of Ameriquest stand up for the customers they have screwed. It's also nice to know there ARE people out there who have a conscience.

Thank you again and good luck with your new, reputable broker career.

I decided not to respond to this Mark idiot who responded to our postings with his idiotic comments and now I'm glad I didn't. You said it all and I thank you.

It's nice to have an ex-employee of Ameriquest stand up for the customers they have screwed. It's also nice to know there ARE people out there who have a conscience.

Thank you again and good luck with your new, reputable broker career.

I decided not to respond to this Mark idiot who responded to our postings with his idiotic comments and now I'm glad I didn't. You said it all and I thank you.

It's nice to have an ex-employee of Ameriquest stand up for the customers they have screwed. It's also nice to know there ARE people out there who have a conscience.

Thank you again and good luck with your new, reputable broker career.

I decided not to respond to this Mark idiot who responded to our postings with his idiotic comments and now I'm glad I didn't. You said it all and I thank you.

It's nice to have an ex-employee of Ameriquest stand up for the customers they have screwed. It's also nice to know there ARE people out there who have a conscience.

Thank you again and good luck with your new, reputable broker career.

I'll open with a quote from you...
"You should be on your knees thanking Ameriquest because you would'nt have your little shacks if it were not for us because you know as well as I do every lender prior to us turned your low-life asses down. "
You sir are about as uneducated as they come in the mortgage industry. Lets forget all the talk of fraud etc. lets talk about the loans Ameriquest does, and what they do for people. They do nothing but take advantage of them. I used to work there and am now a broker, you have no idea the bullsh*t your company sells, and leads you and others to believe. You claim these people cannot get loans elsewhere?? Your company has underwriting guidelines that are harder to meet than any other subprime lender in the country. your credit "grades" 2a, 3a, 4a and so on do not exist. cash reserves? no subprime lender cares except Ameriquest. Even if you have them, the rate is still 1-2 points higher than you can get going through a broker. that is the tip of the ice berg. why do you think ameriquest highers those with no prior experience? why do you think the avereage tenor there is 1 year for an LO? Because people quit after finding out about the BS that goes on, or they are fired for having a conscience. You maggot. Ameriquest found a marketing niche that they took advantage of, thats the only reason they do loans. They truly and most certainly do not care about the consumer, and 90% of the people i worked with including management were uneducated (meaning no college) like yourself and greedy. They dont care about ripping people off, money is the goal. I have been able to get people with a 500 credit score and 30 day lates a loan at 85-90% ltv ON A REGULAR BASIS, with no prepay penalty. try that at your garbage company... wake up, or continue to lie to yourself and your borrowers, you are rotten as a human anyway, and that probably wont change. and they claim to not judge people on credit... i hope roland arnall rots in hell for misleading people who simply want to trust that others will do right by them. i booked loans there, averaging 7-8 a month, because i was not aware the extent to which i was ripping people off. Finally i learned, although i had a clue the whole time, and quit. Why do you think the app to fund ratio is sow low?? BECAUSE THE PRODUCTS THERE ARE A JOKE. Anyone who shops around will beat the deal by a landslide. Charging 4 points up front with no decrease in rate, using a 3 year pre-pay on a 2 year arm.. For a loan at Ameriquest you will pay 3-4 points more than necessary and get a rate that is 1-2 points higher. WHY? for nothing. because immoral scum bags like you only want to make money at any cost. defrauding people and lying to them to make them think that is the only loan they can get for false reasons. i have seen it all. doesnt it bother you that you sell s***? your loans eat up peoples equity, rob their monthly expenses and cripple them from doing anything about it. again, and for what? because they sponsor the american dream?? think about how evil the higher ups are to even say that with a straight face. you cannot tell me any top performer in that company does not lie to the borrower in one form or another to get the loan to close. i heard it everyday "sir, you were late on a car payment in 2004, now your fees go up." there will be retribution for you, roland, mary jo and the rest of the white collar crimnals and deceivers. i hope you all burn for what you've done and continue to do. by the way, a broker can close a loan in 1 week so there goes your speed excuse.

I'll open with a quote from you...
"You should be on your knees thanking Ameriquest because you would'nt have your little shacks if it were not for us because you know as well as I do every lender prior to us turned your low-life asses down. "
You sir are about as uneducated as they come in the mortgage industry. Lets forget all the talk of fraud etc. lets talk about the loans Ameriquest does, and what they do for people. They do nothing but take advantage of them. I used to work there and am now a broker, you have no idea the bullsh*t your company sells, and leads you and others to believe. You claim these people cannot get loans elsewhere?? Your company has underwriting guidelines that are harder to meet than any other subprime lender in the country. your credit "grades" 2a, 3a, 4a and so on do not exist. cash reserves? no subprime lender cares except Ameriquest. Even if you have them, the rate is still 1-2 points higher than you can get going through a broker. that is the tip of the ice berg. why do you think ameriquest highers those with no prior experience? why do you think the avereage tenor there is 1 year for an LO? Because people quit after finding out about the BS that goes on, or they are fired for having a conscience. You maggot. Ameriquest found a marketing niche that they took advantage of, thats the only reason they do loans. They truly and most certainly do not care about the consumer, and 90% of the people i worked with including management were uneducated (meaning no college) like yourself and greedy. They dont care about ripping people off, money is the goal. I have been able to get people with a 500 credit score and 30 day lates a loan at 85-90% ltv ON A REGULAR BASIS, with no prepay penalty. try that at your garbage company... wake up, or continue to lie to yourself and your borrowers, you are rotten as a human anyway, and that probably wont change. and they claim to not judge people on credit... i hope roland arnall rots in hell for misleading people who simply want to trust that others will do right by them. i booked loans there, averaging 7-8 a month, because i was not aware the extent to which i was ripping people off. Finally i learned, although i had a clue the whole time, and quit. Why do you think the app to fund ratio is sow low?? BECAUSE THE PRODUCTS THERE ARE A JOKE. Anyone who shops around will beat the deal by a landslide. Charging 4 points up front with no decrease in rate, using a 3 year pre-pay on a 2 year arm.. For a loan at Ameriquest you will pay 3-4 points more than necessary and get a rate that is 1-2 points higher. WHY? for nothing. because immoral scum bags like you only want to make money at any cost. defrauding people and lying to them to make them think that is the only loan they can get for false reasons. i have seen it all. doesnt it bother you that you sell s***? your loans eat up peoples equity, rob their monthly expenses and cripple them from doing anything about it. again, and for what? because they sponsor the american dream?? think about how evil the higher ups are to even say that with a straight face. you cannot tell me any top performer in that company does not lie to the borrower in one form or another to get the loan to close. i heard it everyday "sir, you were late on a car payment in 2004, now your fees go up." there will be retribution for you, roland, mary jo and the rest of the white collar crimnals and deceivers. i hope you all burn for what you've done and continue to do. by the way, a broker can close a loan in 1 week so there goes your speed excuse.

I'll open with a quote from you...
"You should be on your knees thanking Ameriquest because you would'nt have your little shacks if it were not for us because you know as well as I do every lender prior to us turned your low-life asses down. "
You sir are about as uneducated as they come in the mortgage industry. Lets forget all the talk of fraud etc. lets talk about the loans Ameriquest does, and what they do for people. They do nothing but take advantage of them. I used to work there and am now a broker, you have no idea the bullsh*t your company sells, and leads you and others to believe. You claim these people cannot get loans elsewhere?? Your company has underwriting guidelines that are harder to meet than any other subprime lender in the country. your credit "grades" 2a, 3a, 4a and so on do not exist. cash reserves? no subprime lender cares except Ameriquest. Even if you have them, the rate is still 1-2 points higher than you can get going through a broker. that is the tip of the ice berg. why do you think ameriquest highers those with no prior experience? why do you think the avereage tenor there is 1 year for an LO? Because people quit after finding out about the BS that goes on, or they are fired for having a conscience. You maggot. Ameriquest found a marketing niche that they took advantage of, thats the only reason they do loans. They truly and most certainly do not care about the consumer, and 90% of the people i worked with including management were uneducated (meaning no college) like yourself and greedy. They dont care about ripping people off, money is the goal. I have been able to get people with a 500 credit score and 30 day lates a loan at 85-90% ltv ON A REGULAR BASIS, with no prepay penalty. try that at your garbage company... wake up, or continue to lie to yourself and your borrowers, you are rotten as a human anyway, and that probably wont change. and they claim to not judge people on credit... i hope roland arnall rots in hell for misleading people who simply want to trust that others will do right by them. i booked loans there, averaging 7-8 a month, because i was not aware the extent to which i was ripping people off. Finally i learned, although i had a clue the whole time, and quit. Why do you think the app to fund ratio is sow low?? BECAUSE THE PRODUCTS THERE ARE A JOKE. Anyone who shops around will beat the deal by a landslide. Charging 4 points up front with no decrease in rate, using a 3 year pre-pay on a 2 year arm.. For a loan at Ameriquest you will pay 3-4 points more than necessary and get a rate that is 1-2 points higher. WHY? for nothing. because immoral scum bags like you only want to make money at any cost. defrauding people and lying to them to make them think that is the only loan they can get for false reasons. i have seen it all. doesnt it bother you that you sell s***? your loans eat up peoples equity, rob their monthly expenses and cripple them from doing anything about it. again, and for what? because they sponsor the american dream?? think about how evil the higher ups are to even say that with a straight face. you cannot tell me any top performer in that company does not lie to the borrower in one form or another to get the loan to close. i heard it everyday "sir, you were late on a car payment in 2004, now your fees go up." there will be retribution for you, roland, mary jo and the rest of the white collar crimnals and deceivers. i hope you all burn for what you've done and continue to do. by the way, a broker can close a loan in 1 week so there goes your speed excuse.

I'll open with a quote from you...
"You should be on your knees thanking Ameriquest because you would'nt have your little shacks if it were not for us because you know as well as I do every lender prior to us turned your low-life asses down. "
You sir are about as uneducated as they come in the mortgage industry. Lets forget all the talk of fraud etc. lets talk about the loans Ameriquest does, and what they do for people. They do nothing but take advantage of them. I used to work there and am now a broker, you have no idea the bullsh*t your company sells, and leads you and others to believe. You claim these people cannot get loans elsewhere?? Your company has underwriting guidelines that are harder to meet than any other subprime lender in the country. your credit "grades" 2a, 3a, 4a and so on do not exist. cash reserves? no subprime lender cares except Ameriquest. Even if you have them, the rate is still 1-2 points higher than you can get going through a broker. that is the tip of the ice berg. why do you think ameriquest highers those with no prior experience? why do you think the avereage tenor there is 1 year for an LO? Because people quit after finding out about the BS that goes on, or they are fired for having a conscience. You maggot. Ameriquest found a marketing niche that they took advantage of, thats the only reason they do loans. They truly and most certainly do not care about the consumer, and 90% of the people i worked with including management were uneducated (meaning no college) like yourself and greedy. They dont care about ripping people off, money is the goal. I have been able to get people with a 500 credit score and 30 day lates a loan at 85-90% ltv ON A REGULAR BASIS, with no prepay penalty. try that at your garbage company... wake up, or continue to lie to yourself and your borrowers, you are rotten as a human anyway, and that probably wont change. and they claim to not judge people on credit... i hope roland arnall rots in hell for misleading people who simply want to trust that others will do right by them. i booked loans there, averaging 7-8 a month, because i was not aware the extent to which i was ripping people off. Finally i learned, although i had a clue the whole time, and quit. Why do you think the app to fund ratio is sow low?? BECAUSE THE PRODUCTS THERE ARE A JOKE. Anyone who shops around will beat the deal by a landslide. Charging 4 points up front with no decrease in rate, using a 3 year pre-pay on a 2 year arm.. For a loan at Ameriquest you will pay 3-4 points more than necessary and get a rate that is 1-2 points higher. WHY? for nothing. because immoral scum bags like you only want to make money at any cost. defrauding people and lying to them to make them think that is the only loan they can get for false reasons. i have seen it all. doesnt it bother you that you sell s***? your loans eat up peoples equity, rob their monthly expenses and cripple them from doing anything about it. again, and for what? because they sponsor the american dream?? think about how evil the higher ups are to even say that with a straight face. you cannot tell me any top performer in that company does not lie to the borrower in one form or another to get the loan to close. i heard it everyday "sir, you were late on a car payment in 2004, now your fees go up." there will be retribution for you, roland, mary jo and the rest of the white collar crimnals and deceivers. i hope you all burn for what you've done and continue to do. by the way, a broker can close a loan in 1 week so there goes your speed excuse.

YOU EVIDENTLY DON'T HAVE EVEN HALF A WORKING BRAIN CELL......YOU CAN PRAISE AMERIQUEST ALL THE WAY TO THE POOR HOUSE...THAT IS WHERE THEY ARE HEADED.....OPEN YOUR EYES AND SEE THE TRUTH.
ALL OF YOUR OTHER "COMMENTS" ARE VERY CHILDISH.
I AM NO LONGER BEING RIPPED OFF BY YOUR AMERIQUEST, I KNOW HAVE A VERY REPUTABLE MORTGAGE COMPANY, NO LIES OR SURPRISES...WHAT A PLEASANT CHANGE.
SO...HAVE A WONDERFUL LIFE, MARKIE......IN THE LITTLE PEEHOLE OF A PLACE YOU LIVE IN.

I would be upset with Mindy if I were you three too. See what you seek are people who will pity your sorry asses. A bunch of so called adults who were developmentally arrested around age 12 and think they should not be liable for conditions of the agreements you sign. You then sit around and b***h when you dont honor what you agreed too and they enforce the contract YOU SIGNED. Someone like Mindy points out this simple fact and your first response is to lash out and attack her personally in a vulgar manner, typical of 8th grade dropouts who got pregnant. Let me clue you three in on a little mortgage insider secret. Noone in the mortgage industry is waiting around, secretly hoping to refinance mobile homes like the ones you three hillbillies live in. You should be on your knees thanking Ameriquest because you would'nt have your little shacks if it were not for us because you know as well as I do every lender prior to us turned your low-life asses down. Period. So far as not having the money to have your documents legally reviewed, here is a real simple solution, wait until you do or don't refinance. NAAA that makes too much sense. What else would you do then in between your Jerry Springer reruns huh? Mindy, welcome aboard one of the best companies to work for in the US. May'be we'll meet on the next Hawaii trip?

LET THE PEJORATIVES FLY LADIES...

THAT MEANS INSULTS

AMERIQUEST RULES

I can't believe this "Mindy" person is even on this sight and commenting to other's problems with Ameriquest. Then to claim she will be working for them soon? She has to know of all the class action suits and fraudulent practices yet she is knowingly jumping right into a position with this unreputable company. I find that amazing! She may as well have said ... I am going to become one of the lying and scamming reps that will rip off everyone I can.

I try not to comment on people's "poor credit" as I don't know why they have fallen in this category. I, myself, had perfect credit until I married, well, I will just say he was not Mr. Wonderful. He put me in debt over $80,000. This was all done behind my back. So, now I fall into the "poor credit" category also BUT, my credit was great when I signed with the devil company Ameriquest. I do NOT live beyond my means and I have always paid my bills. But, amazingly, when I fell on hard times, through no fault of mine, do you honestly think Ameriquest would work with me? What a joke their commercials are .... "and if you fall into financial hardship, our reps will work with you". Yeah right.

I have seen many postings from Tracy and Kim and Teresa. We have all been screwed royally by Ameriquest and we use this site to vent and, hopefully, warn others to stay away from this company.

Mindy, please let me know where I can get a lawyer for $100 to go over my paperwork. This is 2006. An attorney won't even let you walk through his door for less than $500. So where are you finding these guys who work so cheaply? And as far as letting financial institutions walk all over us? Make that comment singular because reputable institutions do not walk all over their customers. That is Ameriquest's motto. They reel people in, treat them like dirt and charge ridiculous fees that even their "reps", or excuse me, "LO's" can't explain. They not only bleed their customers dry, they steal their homes. How can you honestly even think of working for such a low-down company?

And you say Kim/Teresa should have gotten an insurance policy when she thought MAYBE her husband may be unable to work??? What planet are you living on? Do you think Ameriquest would have cared about some policy? Do you think, if they actually cared about a policy, they would have waited for the policy to go through before stealing her home? Sure......

Good luck Ana, Tracy and Kim and Teresa. Maybe I should also say good luck to you Mindy but I really can't say it honestly. I just wait to read more postings from the next group of Ameriquest employees who will be fired/laid off. Last time it was 1,500. Who knows? It may be more the next time and there will definitely be a next time. They can't afford to pay their employees when they are paying out so much in class action suits. In fact, I actually have already received a little chunk of change from all the lying, fraudulent and bogus paperwork from Ameriquest's reps through one of these suits. I intend to receive even a larger chunk before I'm through with them. But, first I must locate the $100 lawyer.

I am not the loser about to take a job with Ameriquest. They are being investigated by over half the country...they are about to pay out over $300 million dollars, not even counting the class actions. Do you think a reputable company would have to do this? Talk about uneducated!

Don't give me the bullsh*t line about the rescind. That's your only defense and it's pathetic.

Until you have been through a situation like we have, I suggest you shut your mouth and quit calling people uneducated. After all, it's all us dumb folk who are getting you your paycheck. You don't want us to smarten up do you?

Does Ameriquest train its employees to be assholes, or does it just come naturally for you?

Hope you will be very happy with your new position with a company that has a horrid reputation!
I have found a reputal company to deal with and have closed within a weeks time....
AMC is not long for being in business, do hope you have another position waiting for you....
I'm done here, have no more complaining to do and certainly don't need to hear any more crap from the likes of you.

I am actually going to be an Ameriquest LO within the week.

With that said, I have been in this business for almost 10 years, and what Ana is doing is not uncommon. There are many people that sign a contract, wait weeks or months, and then complain about their mortgage.

Here is an FYI that all the "violated" should understand:

THERE IS A MANDATORY 3-DAY RECISSION PERIOD FOR EVERY MORTGAGE, AND IN PA, AMERIQUEST'S RECISSION PERIOD IS 10 DAYS!!!

If you are too cheap to go to lawyer and pay $100 for him r her to go over your paperwork, THEN YOU ARE A FOOL!!!

If you recind on ANY MORTGAGE COMPANY, 9 times out of ten they will make it right for you. If you are ignorant, and you choose to let financial institutions walk all over you, then you deserve what you get.

As for the woman whose husband is sick...

I am sorry about your husband. But the minute you realized he may not be able to go to work, you should have gotten an insurance policy on the loan.

And remember, for every person in your situation, there are 10 people that live beyond their means and dont pay their bills. Foreclosure is a black and white issue. Anyone who wants to create a reason for not paying their bills can and will do so, which is why banks have a form that reads: "In Lieu of Foreclosure." This protects them when dishonest, greedy people borrow money and dont pay it back.

So once again, as Robert said, if you educate yourself this won't happen to you. Think about it - if you are paying $4000 in fees, what is $100 more for an attorney to review your paperwork?

And also, the people who are complaining here have VERY poor diction, which is a sign of being uneducated. Educate yourself, and stop blaming others for your mistakes.

First off, I don't think any of us will disagree that Ameriquest sucks. But Ana, your comments are just plain rude and childish. And before you accuse me of being an Ameriquest employee, I AM NOT! I am a victim of Ameriquest and as you can see from all my other posts about them, I am usually one of the first to rip anyone who defends them. But come on...grow up and quit acting like an angry child. Just because someone says something you don't like doesn't give you the right to respond the way you do. Maybe you should FOAD?

Ameriquest is a predatory lender, we all know that. Robert is right that we all have a responsibility to read what we are signing. That should be common sense. But when you have been through something like all of us have with Ameriquest, it's not something you can just move past. Personally, I feel cheated and violated by what Ameriquest did to me and I will not move on until I see them fall. And I am more than happy that I get to be involved with that.

Ana, I wish you the best in your fight against Ameriquest. We always need more people willing to stand up against them.

First off, I don't think any of us will disagree that Ameriquest sucks. But Ana, your comments are just plain rude and childish. And before you accuse me of being an Ameriquest employee, I AM NOT! I am a victim of Ameriquest and as you can see from all my other posts about them, I am usually one of the first to rip anyone who defends them. But come on...grow up and quit acting like an angry child. Just because someone says something you don't like doesn't give you the right to respond the way you do. Maybe you should FOAD?

Ameriquest is a predatory lender, we all know that. Robert is right that we all have a responsibility to read what we are signing. That should be common sense. But when you have been through something like all of us have with Ameriquest, it's not something you can just move past. Personally, I feel cheated and violated by what Ameriquest did to me and I will not move on until I see them fall. And I am more than happy that I get to be involved with that.

Ana, I wish you the best in your fight against Ameriquest. We always need more people willing to stand up against them.

First off, I don't think any of us will disagree that Ameriquest sucks. But Ana, your comments are just plain rude and childish. And before you accuse me of being an Ameriquest employee, I AM NOT! I am a victim of Ameriquest and as you can see from all my other posts about them, I am usually one of the first to rip anyone who defends them. But come on...grow up and quit acting like an angry child. Just because someone says something you don't like doesn't give you the right to respond the way you do. Maybe you should FOAD?

Ameriquest is a predatory lender, we all know that. Robert is right that we all have a responsibility to read what we are signing. That should be common sense. But when you have been through something like all of us have with Ameriquest, it's not something you can just move past. Personally, I feel cheated and violated by what Ameriquest did to me and I will not move on until I see them fall. And I am more than happy that I get to be involved with that.

Ana, I wish you the best in your fight against Ameriquest. We always need more people willing to stand up against them.

First off, I don't think any of us will disagree that Ameriquest sucks. But Ana, your comments are just plain rude and childish. And before you accuse me of being an Ameriquest employee, I AM NOT! I am a victim of Ameriquest and as you can see from all my other posts about them, I am usually one of the first to rip anyone who defends them. But come on...grow up and quit acting like an angry child. Just because someone says something you don't like doesn't give you the right to respond the way you do. Maybe you should FOAD?

Ameriquest is a predatory lender, we all know that. Robert is right that we all have a responsibility to read what we are signing. That should be common sense. But when you have been through something like all of us have with Ameriquest, it's not something you can just move past. Personally, I feel cheated and violated by what Ameriquest did to me and I will not move on until I see them fall. And I am more than happy that I get to be involved with that.

Ana, I wish you the best in your fight against Ameriquest. We always need more people willing to stand up against them.

I will be the first one to tell you I am a complete A-Hole when it comes to this stuff. You are comparing two different stories here, you fell on bad times and were unable to make payments but Ana was just plain stupid for not reading her contract that she signed and now wants to whine about it on a public forum.

I have already said this and I will say it again for the learning impaired, I do not work for AMC nor do I like them. They cheat, steal and commit fraud, but in this particular case they are not at fault. I am sorry that the truth hurts Ana but that's what it is THE TRUTH! Like I said before I dare her to find an attorney that will take a case based on what she posted here, she will never find one!

Ana is that mobile home you own a singlewide or a doublewide?

I hope your current loan is going smoothly for you!

Comment
greg collins Yesterday at 06:18 PM

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Dear Greg:

Please accept my sincere apology for the delay in my response to your email regarding the nomination of Roland Arnall to be Ambassador to the Netherlands. I'm afraid I'm still working on the challenge of responding efficiently to as many as 2,000 letters, emails and calls a day from my Illinois constituents.

The first session of Congress ended on December 22nd with the opposition to the Arnall nomination holding firm. You may be sure I will stay on top of this nomination in the new year.

Again, Greg, I apologize for the inordinate delay in my response and do greatly appreciate your kind comments. I hope the delay won't deter you from staying in touch.

Sincerely,

Barack Obama
United States Senator

Me 2 Yesterday at 06:40 PM

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That's Great Greg Good Work!!!!!


Ann Holden Yesterday at 06:48 PM

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Greg,

When you speak with Mr. Obama, will you please let him know that I did indeed contact him about MORTGAGE SERVICING FRAUD. I DID NOT contact him about cable issues. Must be a computer glitch?

Thanks,

Ann Holden



From: senator_obama@obama.senate.gov ocument.frmAddAddrs.submit()" target=_blank>Add to Address Book Add Mobile Alert
Subject: Message from Senator Barack Obama
To: Bunglbeez@yahoo.com
Date: Tue, 10 Jan 2006 14:51:12 -0500

Dear Ann:

Thank you for contacting me about local cable franchising rights. I appreciate the significance of this issue to many communities in Illinois, so I am glad you wrote.

There are important points on both sides of this issue. I certainly understand the benefits to both city governments and consumers when localities control cable franchising. Local governments have a unique expertise in this area, and this expertise should be taken into account when determining the regulatory approach to cable franchising.

At the same time, a primary goal of policy in this area should be to make sure that critical telecommunications technology reaches as many people as possible, in as efficient a way as possible. I have not yet determined if this goal is best fulfilled by a national regulatory approach, a localized system, or some mix of the two.

I have taken note of your points, and have passed your letter on to my staff and my colleagues on Senate Committee on Commerce, Science, and Transportation, the panel with jurisdiction over these issues. And I will certainly keep your letter in mind if S. 1504, the legislation you mentioned, comes to the Senate floor for a vote.

Again, thank you for writing. I hope that you will contact me again if you have further questions on this or any other issue.

Sincerely,

Barack Obama
United States Senator


P.S. Our system does not allow direct response to this email. However, if you would like to contact me again, please use the form on the website: http://obama.senate.gov/contact/




Free Donut's Yesterday at 10:24 PM

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Hey Alvin are you going to be there?


Constituent Coffee with Senator Obama and Senator Durbin
January 26 at 08:30 AM

In keeping with an Illinois tradition started more than a decade ago by Senator Paul Simon, each week the Senate is in session Senator Obama and Senator Durbin come together to speak with constituents about their cares and concerns over coffee and donuts.

Anyone who wants to attend is welcome, and the coffee and donuts are free.

Time: 8:30 AM ET
Place: G-50 Dirksen Senate Office Building, Washington DC

Please Note: Due to limited room availability, the location of the coffee frequently changes. Please check back often to make sure you have the most up-to-date information.



Barack Obama - U.S. Senator for Illinois link to this on his page

Email and Contact Center
Senator Obama's office only receives invitations for meetings and events by either fax or through regular mail. We will not process invitations received via email. Please send only invitations for events and meetings in Illinois to the Chicago Office. Please send ALL other invitations to the Washington D.C. Office.

Washington D.C. Office
713 Hart Senate Office Building
Washington, D.C. 20510
(202) 224-2854
(202) 228-4260 fax
(202 228-1404 TDD


Chicago Office
John C. Kluczynski Federal Office Building
230 South Dearborn St.
Suite 3900 (39th floor)
Chicago, Illinois 60604
(312) 886-3506
(312) 886-3514 fax
Toll free: (866) 445-2520
(for IL residents only)

Springfield Office
607 East Adams Street
Springfield, Illinois 62701
(217) 492-5089
(217) 492-5099 fax

Marion Office
701 North Court Street
Marion, Illinois 62959
(618) 997-2402
(618) 997-2850 fax

there?



HHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHH HHHHH



HHHHMMM an invite? Donut's Coffee Are Free



they need to get a bigger cup!


Dee Today at 12:32 AM

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Get in there, you all.



This is the way lobbying is supposed to be done.

I WILL NOT be on here six months from now complaining about a REPUTABLE company.
Just mind your own business....
In other words...FOAD,,,,got it:?

Just read your rebuttals. You really are a jerk. I have been through a loan with AMC or whoever they are today and yea they do screw over people with bad credit. If you only new the story behind why me and my husband have bad credit it't not due to what you said about becoming adults and paying your bills at all.Due to a mental disorder that the medical field call bipolar my husband has suffered many breakdowns which has forced him to stay home and recover. So don't go bad mouthing people on this website who have tryed to work with this company and have been treated like the scum of the earth.We have lost our home to this company threw forecloser in Nov.and we feel that they were very unfair not trying to work with us during my husband recovery. I have had an attorney, the MN ATTORNEY GENERAL AND THE DEPT. OF COMMERENCE all involved and still have no answers. Just goes to show that if you have no money to defend your rights your pretty much screwed. Ameriquest is a huge company and they got that way by the way they operate there business.ILLEGALLY. tm

They already paid, $325 million to be exact and I hope they do get closed down. They have put a black eye on my industry for long enough. Can you blame them for charging high fees, if you are stupid enough to take them why wouldn't they charge them?

I am glad to hear you found a good loan officer, there are a lot of us out there if you look and do your homework. This time take the time to read what you are signing and if it's not what you were promised then walk away, common sense don't you think?

But I am pretty sure you will be on here 6 months from now whining that you didn't know your rate was adjustable or you paid to much in fees, old habits are hard to break.

Good luck and I hope you get the loan you are looking for.

They already paid, $325 million to be exact and I hope they do get closed down. They have put a black eye on my industry for long enough. Can you blame them for charging high fees, if you are stupid enough to take them why wouldn't they charge them?

I am glad to hear you found a good loan officer, there are a lot of us out there if you look and do your homework. This time take the time to read what you are signing and if it's not what you were promised then walk away, common sense don't you think?

But I am pretty sure you will be on here 6 months from now whining that you didn't know your rate was adjustable or you paid to much in fees, old habits are hard to break.

Good luck and I hope you get the loan you are looking for.

They already paid, $325 million to be exact and I hope they do get closed down. They have put a black eye on my industry for long enough. Can you blame them for charging high fees, if you are stupid enough to take them why wouldn't they charge them?

I am glad to hear you found a good loan officer, there are a lot of us out there if you look and do your homework. This time take the time to read what you are signing and if it's not what you were promised then walk away, common sense don't you think?

But I am pretty sure you will be on here 6 months from now whining that you didn't know your rate was adjustable or you paid to much in fees, old habits are hard to break.

Good luck and I hope you get the loan you are looking for.

I HAVE A REPUTABLE LOAN OFFICER NOW.....
I WILL KEEP YOU POSTED....AMC IS AND WILL PAY.
YOU WILL END UP EATING YOUR WORDS......
AND YOU CAN TAKE THAT TO THE BANK BUDDY~

Ana, If you don't wish to hear my opinion then don't post on a public forum. I am sorry that I will not sugar coat this for you, but the fact is the responsibility lies on you to read the contract you signed.

I am sorry this isn't what you wanted to hear, but stop whining and take a lesson from this and move on! If it's that bad and you are such a credit worthy person then you will have no problem refinancing! Instead of crying and talking, take some action. I challenge you to call any attorney and try to start a lawsuit based on your situation! We both know there is no an attorney on the face of this planet that will take the case because your only defense is your stupidity!

Good luck to you and I hope you get your finances straightened out someday so you don't have to deal with us loan officers!

Ok, Robert...first of all....you need to get a life.
Secondly, you and AMC will have to face GOD one day, and I can tell you exactly where you and all their con artists will go.
Spare yourself the stress of worrying about this, I have ways of dealing with those idiots and plan on doing so.....
So, like I said, get a life and stay out of mine, thank you very much~

First of all I don't work for or with Ameriquest nor would I ever work with them. They have given the mortgage industry a black eye for years. Based on your well thought out comment I take it your are one of those who failed to read their contract. Do you ever wonder why you stay in the sub prime market? It's because you refuse to change your ways and become a responsible adult.


I am all for bringing them down, but I don't think you have the greatest defense in the world. Did they lie to you? Yes. Did they break the law based on your comment? No!

WILL ALSO BE REPORTING THEM TO THE BETTER BUSINESS BUREAU.....
ALONG WITH THE OTHER THOUSANDS OF PEOPLE THEY HAVE SCAMMED....

EXPLAIN THIS ONE YA JERK.......
YOUR COMPANY IS ON THE WAY OOB....

I just don't understand why people refuse to read what they are signing. Over and over again I read about people getting mad because they didn't read a contract they are signing. A refinance is one of the biggest transactions a person will do in their lifetime but how many times are we going to have to hear about people whining because they didn't read their paperwork?