Bank Atlantic overdraft crooks Pompano Beach Florida

Sorry, Miami Victim. That doesn't make sense.

Virtually every major bank that I can think of processes transactions from largest to smallest. In order to process transactions in the order they were made, the merchants would have to submit them in that order. Then the bank would have to receive those charges from the Federal Reserve in that order. That just doesn't happen.

As for intentions, the OP withdrew $15 from his account KNOWING that there was a check out there. I agree, this isn't consumer ignorance. The consumer was well aware that he wrote a check and was also aware that he withdrew money that by all accounts was already 'spent'.

#1 No bank can 'make' your account overdraft
#2 Most, if not all, banks post debits from largest to smallest
#3 If you keep an accurate register and don't overspend your account, it doesn't matter when or how items post you will not be accessed a fee.

About the only difference in banks' posting order is if the bank does the deposits/credits before the debits or after the debits. Other than that, the bank's post largest to smallest: checks when presented; checkcard purchases when batched by the merchant. Again keeping a register & not overspending your accountmeans no OD fees. easy as that.

#1 No bank can 'make' your account overdraft
#2 Most, if not all, banks post debits from largest to smallest
#3 If you keep an accurate register and don't overspend your account, it doesn't matter when or how items post you will not be accessed a fee.

About the only difference in banks' posting order is if the bank does the deposits/credits before the debits or after the debits. Other than that, the bank's post largest to smallest: checks when presented; checkcard purchases when batched by the merchant. Again keeping a register & not overspending your accountmeans no OD fees. easy as that.

#1 No bank can 'make' your account overdraft
#2 Most, if not all, banks post debits from largest to smallest
#3 If you keep an accurate register and don't overspend your account, it doesn't matter when or how items post you will not be accessed a fee.

About the only difference in banks' posting order is if the bank does the deposits/credits before the debits or after the debits. Other than that, the bank's post largest to smallest: checks when presented; checkcard purchases when batched by the merchant. Again keeping a register & not overspending your accountmeans no OD fees. easy as that.

#1 No bank can 'make' your account overdraft
#2 Most, if not all, banks post debits from largest to smallest
#3 If you keep an accurate register and don't overspend your account, it doesn't matter when or how items post you will not be accessed a fee.

About the only difference in banks' posting order is if the bank does the deposits/credits before the debits or after the debits. Other than that, the bank's post largest to smallest: checks when presented; checkcard purchases when batched by the merchant. Again keeping a register & not overspending your accountmeans no OD fees. easy as that.

This is not only the case of an overdraft fee because of customer's ignorance, it is the sneaky ways they use to get it.

No bank I know posts transactions in the order they want. Usually the do it in the order they take place, specially debits.

Bankatlantic holds both debit and credit transactios as pending for a day or two and when they post them they do them from greatest to smallest, increasing the chances for an overdraft (and usually deposits are posted last).

Please don't be so naive and try to take the side of a company that might steal your money in the future the same way is doing to all their customers.

In the report title you claim that they are stealing your money, but in the actual report you admit to overdrafting your account. The bank is simply charging you the fees that you agreed to when you opened your account.