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Report: #410522

Complaint Review: BANK Of America - Tampa Florida

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  • Updated:
  • Reported By: APG Maryland
  • Author Confirmed What's this?
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  • BANK Of America Bank Of America Attn: FL1-300-02-07 PO Box 25118 Tampa, Florida U.S.A.

BANK Of America Overdraft Scam there is no way in h*ll tampa Florida

*Consumer Comment: Sorry but you are wrong..

*Consumer Suggestion: Post Finance Office.

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I just recently revieved three overdraft fee for three transation i made almost a week ago for a transation that was made a week after the three transations that equaled up to almost $22.00 before that i revieced 7. I called and asked them whats going on they tell me well ma'am we post from highest to smallest and i said how is that when i use debit. Debit takes just a long to post than credit i thought debit was just like cash i comes out right away.

Bank of america is full of crap and i want my monies back from them they make money off of us low income people I am a single Army mother living off of pay check to pay check and i cant afford bank of america. Im no longer going to continue to be back of america's customer and if i can im going to take bank of america down let them go in overdraft and file bankrupt. But i need your help!!!!!!! LETS CHARGE THEM

APG, Maryland

This report was posted on Ripoff Report on 01/10/2009 02:18 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#2 Consumer Suggestion

Post Finance Office.

AUTHOR: Robert - (U.S.A.)

POSTED: Saturday, January 10, 2009

Have you gone to your post Finance Office for assistance? They should be able to assist you in the proper method of maintaining an accuratly reconsiled account register so that you will avoid these fees in the future.

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#1 Consumer Comment

Sorry but you are wrong..

AUTHOR: Robert - (U.S.A.)

POSTED: Saturday, January 10, 2009

"...Debit takes just a long to post than credit i thought debit was just like cash i comes out right away..."

- No Debit is not like cash. When you pay by cash you can not Overdraft. Debit cards may not use the same system as Credit, but it can still take a few days for the transaction to actually "post".

You didn't come out and say it but it sounds like you were probably relying on on-line banking instead of YOUR own register. Had you been keeping track of your transaction you wouldn't have spent the money(hopefully). As you found out it can take a few days for the merchant to submit the transaction, until they do the on-line system has no way of knowing that you made the purchase. However, YOU would have if you wrote it down in your check register. If you don't do this then you are going to have the same problem with what ever bank you go to.

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