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Report: #343476

Complaint Review: BankAtlantic - Jupiter Florida

  • Submitted:
  • Updated:
  • Reported By: Jupiter Florida
  • Author Confirmed What's this?
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  • BankAtlantic www.bankatlantic.com Jupiter, Florida U.S.A.

BankAtlantic Ripping me off with creative accounting and overdraft fees Jupiter Florida

*Consumer Comment: $150 in fees...

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I have been a Bankatlantic customer for years. I just recently became very involved in my account and began looking at how they debit and credit my account.

I checked my balance yesterday. I was negative $170. $160 of that is fee. That means I was off by $10. And, that's not even correct.

FOr the past month, I logged every purchase and kept a perfect balance. Bankatlantic is very creative as to how they post balances online and how they place "holds" on purchases and how they creatively charge the most expensive items first, so it APPEARS that you are negative, when you are not.

My account showed 5 fees and only 3 things were overdrawn. I spoke to the branch manager (who was actually very nice) and then the national rep via the 800 number. Both were VERY creative and deceptive with their explanations.

Bottom line: I was charged $160 for being $10 overdrawn. When I requested they take off 2 fees, they all declined. I was willing to pay $96 for the $10 overdraft. They wouldn't budge.

CROOKS!

Creed
Jupiter, Florida
U.S.A.

This report was posted on Ripoff Report on 06/24/2008 04:52 AM and is a permanent record located here: https://www.ripoffreport.com/reports/bankatlantic/jupiter-florida-33458/bankatlantic-ripping-me-off-with-creative-accounting-and-overdraft-fees-jupiter-florida-343476. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

$150 in fees...

AUTHOR: Edgeman - (U.S.A.)

POSTED: Tuesday, June 24, 2008

Assuming their O/D fee is $37.50, that was four separate O/D fees. You write that you were in the red by $10. Was that four transactions that put you over... say a couple of dollars here, a dollar or so there?

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