BBT Bank BBT's Fraudulent Practices All Branches Berryville, Virginia

""For all deposits, including felloe BBT checks, this bank places a THREE DAY 'hold' so that they can refuse drafts and continue to charge NSF fees at their convenience. The holds are at the convenience of BBT -if printed, the daily on-line action on my account differs each day until the 'hold' is released. The fraudulent fees are never reversed. It's a scam!!! ""

Hold on deposits vary, depending on the source and amount of the deposit and if the account is "new" or not.

Regulation CC prescribes what banks can and cannot do with deposit holds and funds availability.

I suggest you visit the Federal Reserve website and download the "Consumer Compliance Guide." This PDF file contains a lot of usefull information for consumers.

You can download the handbook at

http://www.federalreserve.gov/boarddocs/supmanual/cch/200711/cch200711.pdf

""For all deposits, including felloe BBT checks, this bank places a THREE DAY 'hold' so that they can refuse drafts and continue to charge NSF fees at their convenience. The holds are at the convenience of BBT -if printed, the daily on-line action on my account differs each day until the 'hold' is released. The fraudulent fees are never reversed. It's a scam!!! ""

Hold on deposits vary, depending on the source and amount of the deposit and if the account is "new" or not.

Regulation CC prescribes what banks can and cannot do with deposit holds and funds availability.

I suggest you visit the Federal Reserve website and download the "Consumer Compliance Guide." This PDF file contains a lot of usefull information for consumers.

You can download the handbook at

http://www.federalreserve.gov/boarddocs/supmanual/cch/200711/cch200711.pdf

""For all deposits, including felloe BBT checks, this bank places a THREE DAY 'hold' so that they can refuse drafts and continue to charge NSF fees at their convenience. The holds are at the convenience of BBT -if printed, the daily on-line action on my account differs each day until the 'hold' is released. The fraudulent fees are never reversed. It's a scam!!! ""

Hold on deposits vary, depending on the source and amount of the deposit and if the account is "new" or not.

Regulation CC prescribes what banks can and cannot do with deposit holds and funds availability.

I suggest you visit the Federal Reserve website and download the "Consumer Compliance Guide." This PDF file contains a lot of usefull information for consumers.

You can download the handbook at

http://www.federalreserve.gov/boarddocs/supmanual/cch/200711/cch200711.pdf

""For all deposits, including felloe BBT checks, this bank places a THREE DAY 'hold' so that they can refuse drafts and continue to charge NSF fees at their convenience. The holds are at the convenience of BBT -if printed, the daily on-line action on my account differs each day until the 'hold' is released. The fraudulent fees are never reversed. It's a scam!!! ""

Hold on deposits vary, depending on the source and amount of the deposit and if the account is "new" or not.

Regulation CC prescribes what banks can and cannot do with deposit holds and funds availability.

I suggest you visit the Federal Reserve website and download the "Consumer Compliance Guide." This PDF file contains a lot of usefull information for consumers.

You can download the handbook at

http://www.federalreserve.gov/boarddocs/supmanual/cch/200711/cch200711.pdf

The "bank employee" innuendo. People here have suggested that I work for Wells Fargo, US Bank, Bank of America, Wachovia and now BB&T. It's literally amazing how many people resort to the "bank employee" defense without responding to the actual rebuttal.

For the record, I do not work for any bank, have never worked for a bank and have no plans to ever work for a bank.

Now, if you don't mind answering the question... why not start the class action lawsuit yourself? Think of all the people out there waiting for someone like you to save them.

Funny, the BBT Ripoffreport Rebuttals are the same comments-verbatum- withdifferent author names, but from the same state.
Could it be posted from BBT employees? Yes.
The fact is, BBT has pages of these same negative comments and other banks do not! Someone may want to do a little homework!

Why wait for a class action lawsuit? Why not start one yourself and give hope to the poor souls whose lives have been ruined by this satanic bank?

Why wait for a class action lawsuit? Why not start one yourself and give hope to the poor souls whose lives have been ruined by this satanic bank?

Why wait for a class action lawsuit? Why not start one yourself and give hope to the poor souls whose lives have been ruined by this satanic bank?

Why wait for a class action lawsuit? Why not start one yourself and give hope to the poor souls whose lives have been ruined by this satanic bank?

So you are saying that the only reason you have overdraft fees is because BB&T is wrong in what they are doing. There is NO chance at all that you are actually spending the money before it is available?

Your new bank was "redacted", but both banks I am aware of that start with W's have the same policies. As they follow the same FEDERAL check availablity guidelines(Regulation CC) that BB&T use. One of these guidelines is to allow the bank to hold your checks for an additional amount of time if you have a recent history of overdrafts. So you can expect that the first time you overdraft your account with your new bank, they may implement the same policy that allows additional holds for funds.