Card Service International Slapped with a $525.00 termination fee Internet

I got scammed by a company called AT-Wholsale and lost $1000.00. Card Service International is the merchant account for these guys and other sites as well. After I closed down my site at At-Wholesale, I contacted these guys to let them know that I was going to close my account and told them why.

These guys charge a termination fee of $300.00 if you are late with a payment or end before your anniversary.
Yes if you do not cancel on the 6 month or 12 month anniversary of the date you sign with them, they will hit you with this fee. If you are 1 day late with a payment they have the right to hit you with this fee also.
I knew about this the anniversary clause.

I'm deaf and have a hard time on the phone so I had my wife call them and explain to them that we were scammed and asked them if we could pay a couple of days late on my last payment and she said it would be OK. I had been with them for 5 months and have never been late on payment before that. The due date fell on a Labor Day Weekend so I payed on the next business day. On the same day I payed, I get a letter saying that I was in breach of contract and they will charge me $300.00 termination fee. I was one day late, due to Labor day, and they hit me with this termination fee.

I sent them a letter explaining what happend and thought everything was OK. They never replied to my letter.
A year later, I get a call from a cut-throat lawyer stating that Im being sued for breach of contract unless I come up with 525.00 by Monday. He calls me on a Friday and wants the money Monday.

After 45 minutes of my wife arguing with him on the phone, we get a two day extension.
I would have fought it in court but it would have been my word against their word and I would have proably lost. I couldnt afford to fly out there and defend myself and pay for it all after I was scammed.

These guys are cut throat scum of the earth.
How they can sleep at night is beyond me.
Please for your sake DO NOT DO business with them!

Mitch
New Iberia, Louisiana
U.S.A.