Cash Advance USA I was called by the Cash Advance USA company to try to set up payment arrangements on a payday loan I never received. Internet

Today March 8, 2012, I received a phone call stating that I was going to have criminal charges filed against me for a payday loan I did not receive. The caller IDed himself as an employee for Cash Advance USA. I was told I had to make payment arrangements for a $200 payday loan the man told me I had received in January of 2011. I was told that the amount was now well over $300 because of incurred fees. I was also told if I did not make a payment or make payment arrangements today I would be prosecuted for criminal offenses having to do with intentional theft and fraud. 

I told the man I had never received a payday loan from this company and that the companies I did have payday loans with I had either paid off or was in the process of paying them off. He insisted I had received this deposit in January 2011, but could not give me a specific date that the deposit was made or the account the deposit was supposedly made into. 

I could hardly understand what the man was saying partially because of his thick accent and how bad the reception on the phone was. I kept telling him I did not understand all of what he was saying and he kept repeating that if I did not make a payment today I would have criminal charges brought against me. I started getting very angry and told him I would have to research this for myself.

He hung up on me. I called back and spoke with a woman stating I owed $386. I told her my bank had checked the bank records and there had never been a deposit from Cash Advance USA. She said it was from a child company she named several companies and one of them was Plain Green Loans which has already received monies from me and we had set up a payment plan. The woman I spoke to could not give me any information about this debt. I asked for a case number and was given one.

I asked for the phone number of the company that had forwarded the case to them. I was told that calling them would not do me any good and they would not be open until Monday March 12, 2012. I was also told I had 17 charges pending against me and that I had until Monday March 12, 2012 to give them a decision or be served with papers. It looks like I will be making calls on Monday to find out what kind of scam is being run on me.