Cash Call Inc WE NEED TO GET TOGETHER AND START A CLASS ACTION SUIT AGAINST CASH CALL INC Anaheim California

I was aware of the Rosenthal FDCPA but not NY's law. Since the OP is in Virginia, neither applies - hence the information in the post is OK for that state. Still a waste to file a suit as the law allows Cash Call to operate with their high interest rates in Virginia.

""Wasting Time.....
Cash Call operates within the guidelines of the law - they're allowed to call you as many times as possible, hassle you when you're late, etc... ""

I know this is not correct for 2 states.

In California, the Rosenthal FDCPA (state statute) imposes the same restrictions of the federal FDCPA for debt collectors on to creditors. The Rosenthat FDCPA allows for the same statutory penalties as the federal FDCPA.

In NY State, a section of GBL (general business law) forbids "harassment" from anyone or business attempted to collect a debt. Of course, this is moot in regards to Cash Call because NY State forbids the interest rates that Cash Call imposes-that's why Cash Call and it's partner First Bank of Delaware, do not grant loans in NY State.

There is not gonna be any type of class action lawsuit because of their interest rates. Further, anyone yapping about a lawsuit would be better off filing an individual suit-assuming they have a case that is.

Hello Alma

Don't let others discourage you from any of your goals. Its people like others rebuttals here that make things worse for the unsuspecting consumer. Their opion means nothing. The only thing that maters is that we can pave the way for others not to had by Cash Call crooks......

Stay true to your cause!!

~D~

Cash Call operates within the guidelines of the law - they're allowed to call you as many times as possible, hassle you when you're late, etc... The fact you've setup a payment plan is irrelevant to the overall situation. The objective is to pay off the loan now - by whatever means possible under the law. In the meanwhile, you'll keep allowing them to make more and more money off of you. Nobody should use them - period. But stupid people do.....

Class action lawsuit won't work either. Just pay off the loan and don't use them again under any circumstance.

Even the BEST attorney cannot win a lawsuit if the defendant is conducting business LEGALLY.

In order to win a law suit against Cash Call, you have to have a CASE! No lawyer is gonna try to sue CC because of their interest rates because their interest rates are legal in the states where they grant loans.

This has been hashed over for almost as long as Cash Call has been in business.

I agree with you....

Some one out there must be willing to help us find a good attorney to file an action against this company. They seem to be able to get away with so much and yet, no one has ever challenged them... I would be one of the first to sign up and file the action...so needs to help us out!!!