Cash Call no contract Fountain Valley California

Cash call is indeed a rip off. In 2005 my husband received a telephone call from cash call stating that the agent was referred by a friend our our. (By the way no friend referred him). Because my husbands business was not doing well we inquired about a loan for 2500.00 to get us thru the winter. After to speaking with the agent I sent him my application and documents via fax to see if we would qualify. OF COURSE WE DID.

I asked about the terms and payments but off course he was very vague only telling me it was alot. I was not comfortable with the answers so unless he sent me a contract I would not be interested in it. After several calls regarding if I was going to take the loan and me telling them I needed a copy of the contract I declined the loan. Guess what I got a distribution for 2500.00 the next week. No contract, no information.

In Jan of 2006 when I finally got thru to an customer service rep because my agent didnt exist (guess they don't use their real names) I asked them how I could send them back the money since I did not sign a contract authorizing them to make the distribution. Oh I could send back the money but with about 350. worth of interest. They sent me a copy of the contract I signed (guess what no signature) but then they told me I did it on the internet. Funny I had no computer at the time and I had to fax all my information to them. And by the way I was at work at the time I did this on the internet and no access to the internet.

I have sent all my documentation to several collection agents and they realized that Cash Call messed up. But guess what I just received a Summons I am being sued.

Is there anyone who is filing a class action against this company because I will not pay one dime to this rip off company.

Thea
Huntington Beach, California
U.S.A.