Chase Home Finance Escrow Mortgage Insurance Phoenix, Arizona

I got my new home last year through Wholesale Capitol, they use Chase Bank as our home finance service. all was going well.

The Escrow account was also set through Chase then in Arial 2011 Chase was late on paying the home mortgage insurance causing the insurance coverage to drop. they finely restarted making home mortgage insurance payments and is now charging us another $51.52 per month. over the 30 year loan it totals over $18,547.20.

I fear that they will continue to do this deceptive activity again in the near future.

This increase was caused by Chase Intentionally dropping the payment to the home owners insurance so that they can increase our payments.

We called Fidelity Home Mortgage Corp. and they also reported that they has had several laps of insurance payments from Chase causing many of homeowners to has higher payments. I have lived with my brother who as had a lot of trouble with Chase in the past. He lost his home. seams to be a common practices with this bank..

I am requesting information on who and what I do so that I do not lose my home as my brother did.