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Report: #279537

Complaint Review: CIC TRIPLE ADVANTAGE - - Irvine California

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  • Reported By: Austin Texas
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  • CIC TRIPLE ADVANTAGE - Irvine, California U.S.A.


*General Comment: mis nomer

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All: You don't need to fight these people for a refund; you only need to report their fradulent activity to your bank and/or credit card company and demand that the charges to your account be reversed. The more of you who do this, the more likely a scandal will result -- and rightly so. Experian and CIC and all the rest of these people need to be exposed.

Here is a format you may wish to use as a guide (it's my letter to my own bank):

Dear Sir or Madam:

Please be advised that a major scam is afoot on the Internet in which Experian is apparently operating under one of the several *names listed below to con individuals.

The scam unfolds this way:

+ The individual is sucked into receiving a free credit report;
+ The individual visits the site and is told that in order to receive his credit report he or she must list his
credit card number, the insinuation being that in order to check one's credit his credit card account
must also be available;
+ Once the credit card is recorded, the free credit report is revealed to the individual;
+ The individual is then advised that for $12.95 a month he or she may continue receiving monthly
updates on his or her credit....HOWEVER....
+ What the individual is not told is that in surrendering his cc number a FORCED MEMBRSHIP has
just been put upon him and that he is going to be charged every month thereafter ($12.95).
Because he sees no place to opt out, he simply closes his browser to that site and forgets the
matter, but 30 days later, his credit card is charged. Oh sure, he is told up front he may cancel
at anytime, but he is NOT told he is a member by virtue of surrending his cc and that he is going
down for a minimum $12.95.

In summary, the individual surrenders his credit card number because he thinks this is part of the required information needed to conduct a background check of his credit standing, but the surrender of the card automatically enrolls him in a membership even though this is NOT the reason he surrendered the credit card.

The names used in perpetrating this scam apparently include all of the following. I encourage you to Google CIC*TRIPLE ADVANTAGE, where you may see the growing list of individuals cheated under this scam, including:


Charges I have only discovered to my own account occurred on:
August 16, 2007, September 17, 2007 and October 17, 2007.

These charges are fraudulently assessed because my membership was fraudulently acquired. I didnt reveal my cc so I could join, I revealed my cc because it was implied it was required in order to conduct a credit check. Kindly reverse these charges immediately.

In addition, I wish to go on record as publicly chastising CIC.

Our country is a wonderful place. Our Constitution is the best. Our form of democracy is a paradise to most other nations. But rats like you and a frightening majority of corporate America in general, taking notes from this appalling secretive and frightening administration -- one headed by no less than a Commander in Chief who is arguably a deserter from the military and now asks 18-year-old children to jump in front of bullets pulling duty he himself deserted -- you, CIC, you Experian, you Enron, you are corrupting everything that is good and decent about our country. You are abhorrent, without morals. You are repugnant and disgusting.

You dont see the attitude youre building in youth, idiots that you are. You are inviting civil war in this country. You only need to count how many people in 10 look always angry. That would be most of them.

Austin, Texas

Click here to read other Rip Off Reports on CIC Credit Monitoring

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

This report was posted on Ripoff Report on 10/18/2007 11:09 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 General Comment

mis nomer

AUTHOR: twentythree - (United States of America)

POSTED: Thursday, March 04, 2010

calling it a scam doesnt make it one. i dont have to call you an irresponsible conumer. you prove this by not reading the plain text on the website that explains this process before asking for your cc number. the anger you feel because of your disregard for details shold only be directed at yourself. i hope you get your money back even though you dont deserve it

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