Ripoff Report Needs Your Help!
Report: #388666

Complaint Review: CITI MORTGAGE AND CITIBANK N.A. - Gaithersburg Maryland

  • Submitted:
  • Updated:
  • Reported By: st pete Florida
  • Author Confirmed What's this?
  • Why?
  • CITI MORTGAGE AND CITIBANK N.A. 5280 CORPORATE DR Gaithersburg, Maryland U.S.A.
  • Phone: 800-283-7918
  • Web:
  • Category: Banks

CITI MORTGAGE AND CITIBANK N.A. Collecting late fees Gaithersburg Maryland

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Some banks are holding and/or shredding checks so they can collect the late fees. I have heard about this from a few friends and then it happened to me.

First the 2nd mortgage Citi Bank didnt show. They called to let me know. We were stuck with a 38.00 late fee, 18.00 phone in fee and a 10.00 credit card processing fee. As soon as this cleared a couple of days later the earlier payment cleared the checking account almost 50 days after it was mailed.

This then happened with the 1st mortgage the next month with Citi Mortgage.

The way you beat them at their game is to send the payment email or signature certified mail. This forces them to deposit the payment upon receipt and they cant sit on it to earn the interest. You make back more then the cost of mail in saved interest accross the life of the mortgage.

st pete, Florida

This report was posted on Ripoff Report on 11/06/2008 03:50 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

Segment Now