CMG Group This comaony claims that I took out a loan and did not. Money was depostited into our account that was not authorized. Kansas City, Missouri

I visited websites about loans online. After just viewing the websites, this company deposited $300 into our account. I did not take out a loan with this company.

I was contacted on 03-03-11 by a man that stated he was from the Department of Crime Prevention. He proceeded to tell me that I was being sued by a company and would be sent to jail the next day if I did not pay him $900.00+. I had two options- pay him in full or do what is called a OCR (out of court restitution). I was then transferred to a woman with the same very heavy Indian accent named Nancy Parker who claimed the same as the previous man. She told me that I had options of paying $300.00+ every 2 weeks.

When I questioned the womans position and rank at the Department of Crime Prevention she became enraged and raised her voice at me.Nancy wanted me to fax her a letter of apology and attached to this I was instructed to place my debit card number, expiration date and CV code.  I asked why she was getting so upset and that I was not placing my debit card number on anything she stated that she had wasted too much time with me already and that she was going to go ahead with court proceedings and that I would be picked up by the authorities by 03-04-11 and hung the phone up. 

This company is still trying to take money from our account even though the bank account is closed. The bank is charging me overdraft fees even though the account is closed. What dod I do?