Complaint Review: Cohen& Slamowitz LLP - woodbury New York
- Cohen& Slamowitz LLP po box 9004 woodbury, New York United States of America
- Category: Collection Agency's
I am a college student and I have a past debt that was assigned to Cohen and Slamowitz, LLP.
I do not dispute the debt, I owed HSBC around 1200 dollars originally and could not pay them because I was, and still am, in school. The amount now, according to them is now $2,094, with a listed interest rate of 9%, per annum. Is this legally sound? Will I end up paying more than I rightly owe? What are my rights?
I recently received an order of judgment from the firm. I immediately called them to inquire what the meaning of all this way. I was never given any opportunity to inquire into nor work out the debt details with this firm.
I called them and an extremely rude lady answered the phone and informed me that someone in my house hold had been given a summons on my behalf about the matter. When I retorted that this is illegal and that they should by law give me, and only me, information regarding my debt, she disputed this, and said that by law they were allowed to sub-serve.
She was growing increasingly rude and impatient as I was trying to sort this all out, I verbally lambasted her and demanded that she give me the specific information and evidence that this serving had occured, including the name of the person shown, a signature and the name of the server as well as his contact information and evidence of his delivery...and all she could do is provide me with a date a time. She also claimed that this summons was given to a member of my household who claimed she was a relative, yet no one in my household would identify themselves like this. I'm convinced that her claims are bogus and when I re-demanded that she give me the name of the server, she stalled...then put a supervisor on the phone.
The supervisor was surprisingly gracious as if understanding that this is all coming out of left field for me. He said if I had any questions about the circumstances leading us up to this situation, to put it in writing, and submit it to the firm.
I did my research instead and it turns out this firm doesn't have the cleanest track record, to put it mildly.
My question is, what are my rights? What can I do to get this cleared up? How can this adversely affect my future while I am still in school? What steps should I take? Should I contact a lawyer?
Please help, I have absolutely no money, and do not need another monkey on my back, I am a broke college student with 3 years of school to go and I want to know how I can resolve this, and whether or not my rights have been violated.
Thanks in advance for your help.
This report was posted on Ripoff Report on 09/08/2009 03:24 PM and is a permanent record located here: https://www.ripoffreport.com/reports/cohen-slamowitz-llp/woodbury-new-york-/cohen-slamowitz-llp-company-claims-they-served-someone-in-my-household-a-court-notice-for-491862. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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