Concord financial investments Company said I qualified for a $10,000 loan then kept adding cost after payment was received Online but claim NY I have sent payments to Canada Internet

 We are in receipt of your recent loan application and based on the review of your on-line loan application, we on behalf of Concord Financial Investments would like to Congratulate you on your loan approval. This agreement will be construed in accordance with and governed by the laws of New York. The formalities and clarification of this approval will be outlined in full details which include clauses covering the breakdown of the loan and interest charges, repayment conditions, lender and borrower information, warranties, and provisions in the event of the borrower's default. The Collateral or security of this loan is what allows your lender to receive compensation if you, the borrower, fails to meet the terms within the Loan Agreement or prove to be a high risk in defaulting on the payment terms. Your assigned loan representative, Ms. Amber Davidson will contact you with further details. Please feel free to contact your assigned loan representative, Ms. Davidson toll-free at 1-866-662-6926 Ext# 600, Monday to Friday between the hours of 9am-7pm EST. Thank you for choosing Concord Financial Investments. Legal Department Concord Financial Investments. After talking to Amber Davison I was giving 3 ways to get the loan I choose paying 3 months payments of the loan which equaled $450 I sent payment via western union to Erwin Bradley in Markham 1001 Denison St. Ontario Canada L3R 2Z6 total was $487 which Ms Davison said $37 dollars would be refunded. After that I called back and was told I needed to pay $800 for insurance of funds transfer I paid $750 She said they would cover the $50 because she never informed me of the insurance the total after western union charges was $799 she said they would cover the charges , I paid to the same person I was told after this process funds would be released in my accounts within 2-4 hours never received the funds! I called back was told I needed to pay a additional $945 because my bad credit they needed assurance on the loan it's in the contract ! I put a stop to it there & informed them I wanted a refund of the 2 western union payments they said they would, but I wouldn't get it until June 15, 2017 the next payment cycle . I have tried to call back for 2 weeks to assure my repayment never take my calls. Ext. 600 or Ext. Barbra Muriel 115