Report: #1371445

Complaint Review: Concord Financial Investments

  • Submitted: Fri, May 05, 2017
  • Updated: Fri, May 05, 2017
  • Reported By: Nakia Callands — Neptune New Jersey USA
  • Concord Financial Investments
    25 West 45th Street
    New York, New York

Concord Financial Investments: Barbara Merlin, Jillian, Amber Davidson This company seemed legit and caring. They seemed to be willing to help and I repeatedly asked was this a legitimate company and all parties agreed it was. New York New York

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I was offered a loan in the amount of 7000.00.  Ms. Amber Davidson kindly called me and left me a message regarding the loan.  I kindly returned the call. She explained everything to me and informed me that I either needed a cosigner or I had to pay collateral which is pay 450.00 up front to cover the first three months; my first payment would have been in September, "sounds good, huh."  So, I did so.  After sending the 450.00, the money was suppose to be deposited into my account, but wasn't.  Ms. Davidson was leaving work early that day and left her colleague information, Ms. Barbara Merlin.  I called Ms. Merlin and she told me that what Ms. Davidson explained to me was wrong and went to listen to the recording of our conversation, so since Ms. Davidson gave me the wrong information, Ms. Merlin says well you have to send 750.00 to cover your insurance and we will give you two full years of no interest due to Ms. Davidson's mistake, BUT, I would have to start making my payments immediately after because they waived the rest of the fees.  Fair enough, I sent the 750.00, WELL, I called Ms. Merlin and I was upset and asked why is this becoming difficult; it seems like I am paying for the loan upfront; she then became rude and said, that I should have read my contract and that I can get a lawyer, well guess what I did read my contract and I do have my lawyer now, Ms. Barbara Merlin, "the ripoff."  She explain to me that the money would be deposited on Saturday, April 29th, WELL, it wasn't.  I called back on Monday, May 1st, I kept getting answering machines, but at times, I received calls back.  When I called Ms. Barbara Merlin's desk, a Ms. Jillian answered the phone.  She told me that, in order for me to recieve this loan, I would have to send another 560.00.  At this moment, I was pissed.  I just sent you guys 1200.00 and I still haven't received my loan.  Now, since the beginning, I can't reach neither Ms. Amber Davidson nor Ms. Barbara Merlin; the only person is Ms. Jillian.  I called to request for my money back.  Ms. Jillian told me that refunds are being dispursed on June 7th because refunds are not given until after 30 days; is that because you will change your business name and/or your identity.  I will see what happens then, but in the meantime, I will keep hounding them for my hard earned money "RIPOFFS".



Neptune, NJ

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