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Report: #376686

Complaint Review: CORTRUST BANK - Omaha Nebraska

  • Submitted:
  • Updated:
  • Reported By: Ardmore Alabama
  • Author Confirmed What's this?
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  • CORTRUST BANK Omaha, Nebraska U.S.A.

CORTRUST BANK card never used, but have balance of $235 Charges are bank fees Omaha Nebraska

*Consumer Comment: Common with credit cards for people with subprime credit...

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Cortrust Bank sends this credit card with $300 limit. This card has a balance of $235. All banks charges. This card has never been used by me, but yet I have a balance. Then, when I do not pay I discover a late fee charge. This bank does not possess any ethics.

They want you to pay even to pay them. I noted that online to use their online payment center it costs $6.50 per any payment. I called this bank and requested that this account be closed. Never was used and would not be used.

I am going to write one more letter requesting that this so called account disappears. I also intend to file a complaint with the BBB, FTC, and the Attorney General. They threaten bad credit etc. I do not care. I will not pay for something I did not request or use. BEWARE. This credit company operates under several different names.

Tessaprn
Ardmore, Alabama
U.S.A.

This report was posted on Ripoff Report on 09/28/2008 07:41 AM and is a permanent record located here: https://www.ripoffreport.com/reports/cortrust-bank/omaha-nebraska/cortrust-bank-card-never-used-but-have-balance-of-235-charges-are-bank-fees-omaha-nebra-376686. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Common with credit cards for people with subprime credit...

AUTHOR: Edgeman - (U.S.A.)

POSTED: Sunday, September 28, 2008

The terms and conditions more than likely disclosed these fees. Cortrust, First Premier and the other banks have a similar fee structure and they are charged when the card is issued to the account holder, not when he or she first uses the card.

A lot of finance companies charge a fee for online payment. If I want to make my car payment online, I get that fee and I'm financed through the manufacturer.

Don't get me wrong, the fees suck but this is not a ripoff since you agreed to the terms and conditions.

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