Report: #455380

Complaint Review: Countrywide Home Loans/BANK OF AMERICA - FAIRFAX, VIRGINIA Nationwide

  • Submitted:
  • Updated:
  • Reported By: chesapeake Virginia
  • Countrywide Home Loans/BANK OF AMERICA 12801 Fairlakes Pkwy,#200 Nationwide U.S.A.
  • Phone: 866-645-5503
  • Web:
  • Category: Loans

Countrywide Home Loans/BANK OF AMERICA Their mistake cost me $650.00 Fairfax VIRGINIA

*Consumer Comment: CHRIS, THE STOCK MARKET SHOULD.....

Show customers why they should trust your business over your competitors...

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We decided to Refi our home loan while the rates were low. We checked with three lenders. Our credit union,existing loan company and one other.Countrywide our existing loan holder said the rates had gone up and i should wait till the stock market comes down. so when the rates came back down i stated calling again. The credit union wanted 1.75pts to get the rate i wanted. High i thought being my score was mid to high 700's. But I'd live so i got the ball rolling. i decided to call countrywide back and told them what the credit union offered. They said they would give it to me for a half pt. less. They sent me a lock in agreement which states the agreed upon rate.

So i called and canceled the first refi with the credit union. cost me 250.00 bucks. I'd live with it being im getting a half pt.lower rate. well after three weeks a mountain of paperwork.Countrywide called and said they had made a mistake and they would be charging me 1,87pts.After some hard selling on their part. I told them to put it where the sun don't shine. That they would have to refund my app fee of $400.00 and we would go our separate ways. Which they agreed to do.Have it in writing for what its worth.

Well i went ahead a disputed the charge with my card company cause i didn't trust Countrywide. they still haven't refunded the fee as agreed. Its going on two months later. I do have all the documents related to this. I'm sure it will be resolved. Just a warning get everything in writing. I have refid with another lender at the low rate i wanted and closing in a couple days no problems.Now Countrywide has been bought by BANK OF AMERICA. Good Luck

chesapeake, Virginia

This report was posted on Ripoff Report on 05/26/2009 12:20 PM and is a permanent record located here: https://www.ripoffreport.com/reports/countrywide-home-loansbank-of-america/nationwide/countrywide-home-loansbank-of-america-their-mistake-cost-me-65000-fairfax-virginia-455380. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment


AUTHOR: Karl - (U.S.A.)

POSTED: Wednesday, May 27, 2009
go WAY DOWN because GM will most likely file for BANKRUPTCY soon. This single event will cause MILLIONS of more LOST JOBS throughout our economy, which will result in MILLIONS of more FORECLOSURES over the next few years. It'll also cause more Credit Card DEFAULTS, & other LOAN DEFAULTS.

However, the BANKS will need to make their money back, so I believe that Mortgage Rates will go up. WAY UP!

Back in the late 1970's & early 1980's Mortgage Rates were around 13% to 16%. As home prices continue to go down, the banks will steadily raise the rates to compensate, so they can make their MONEY!

It'll most likely happen again.

Our economy is COLLAPSING, and the BANKERS will do all they can to recoup their losses that were a direct result of the BANKS allowing ARM's & 'Interest Only Mortgages' to flourish over the last several years.

The government will protect the BANKS & the BANKERS because these are the ones who CONTROL the government, in my opinion.

'Google' this- INSIDE THE MELTDOWN, and watch that Frontline documentary!

Then 'Google' this- AMERICA: FREEDOM TO FASCISM, and watch that!

Then 'Google' this- DID SPECULATION FUEL OIL PRICE SWINGS, and watch that too!

You see, the banks & the bankers DO control this country, wouldn't you NOW agree?

Good luck to you!

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