Cowboy Reflections Mercantile They charged my credit card for $500 with no authorization! Thorndale Texas

 I ordered furniture from this company and placed it on lay away. I made a down payment and received an invoice. At 12:39 on 11/19/2014 I received a call about my invoice asking if I would like to make payment. I called them back on the same day at 12:42 and told them I would like them to take automatic payments, charged to my card for $25.00 every Friday and I would pay the remaining balance when the furniture was to be shipped. At 12:37 the same day BEFORE they EVER CALLED they charged my credit card for $500!! They were not aurthorized to do this! They then denied ever doing it and when they recieved money on 11/20/2014 they told me they have a no-refund policy, even for fraudulent charges!

I then contacted the chief of police for Thorndale who told me to close my bank accounts and cancel my order with them as he is there on a regular basis for fraudulent activity. They charge fraudulent charges to people's credit cards, they don't deliver paid products and they bounce checks for employees and then refuse to pay them! I was advised to file a complaint with the Texas Attorney General to get their business SHUT DOWN!