Creditor's Interchange ripoff harrassment and disceptive billing practices Buffalo New York

September of 2005 I contacted a Debt Management company to assist me in getting my credit cards paid off. At that time I owed MBNA credit card approximately $4200.

In January of 2006 I had a three way phone conversation with my debt management representative as well as Mr. Kevin --- from Creditor's Interchange. At that time it was agreed that I would pay $2409 over three months. I was given a confirmation number at that time from Creditors Interchange to validate this agreement. I have that number if needed.

My debt management company immediately sent Creditor's Interchange $500. February I sent $700, March I sent $700 and April I sent $509. I have money order receipts as well as bank statements to prove this.

When I made my last payment on April 28, I stated on the check that this was the final payment as agreed. All payments were received by Creditors Interchange with the last check clearing my bank on May 2.

June 19 I received a call from Mr. --- from Creditors Interchange to inform me that the agreement Mr. --- made with my Debt Management company and me was not valid. He said I owed an additional $1400. He added that his company does not deal with Debt Management companies and Mr. --- should not have made the agreement.

Since then, I have received several more harrassing phone calls from this company threatening to take me to court and sue me for this additional amount. They have also tried to say that I missed a payment and was late on a payment. I have bank statements to prove this is not true and to prove all payments were accepted.

I have filed a complaint with the Attorney General's office in my state and would appreciate any help you can offer in this manner. This company and their employees need to be stopped from harrassing people who are simply trying to get their debts under control.

Mike
cochran, Georgia
U.S.A.

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