Criminal Justice Legal Law Services Cash Advance USA, Cashnet USA Threatening Jail time if I don't contact them Auburn New York

 First of all, they violated the FDCPA by calling me before 8 am PST.  Legally, they can call between 8 am and 9 pm local time, and they contacted me at 7:21 local time

Secondly, they threatened me stating that if I, or my legal representation didn't call them back I would be charged with a crime.  They stated that this issue was time sensitive.  They cannot state that I be charged with a crime.  If this is a financial matter about payday loans, it's civil, not criminal. 

I believe this company is closely associated with an outfit called ACS inc...this is speculation on my part, as I received an email along the sames lines as this call.  I tried calling the number they gave me, but got no answer.