David Morgan & Associates Claiming default on payday loan and threatening me with arrest or worse Wintergreen Florida

My mother called me this afternoon with a message. She told me that on her voicemail was a message for me claiming that I needed to get an attorney and good luck with this matter. Of course what did I do? I called them immediately because I was curious of the situation. So I dialed this number 321-821-0017. A man answered the phone with a "Hello" which I replied Hello, this is Hannah **** I was returning your phone call. He asked for my name again in which I replied Hannah ****. He then told me that he had name like this in his data base. Then I told him well, maybe it is under ****** my maiden name. Which then he asked what number I received this message. I gave him my mother's number and miracuously my information appeared. Ahhh, yes. Is your name Hannah Barker? I said yes. He then goes on rambling my SSN. Is this you? I replied yes. At this point I was really wondering what was going on. I preceeded to ask him and he claimed this. Mam, the reason for my call was because of a payday loan that you have defaulted on. Now I was confused. I told Mr. Parker (well that's what he said his name was) that this was the first time this matter was brought to my attention and was unaware that I had a payday loan out. He then stated that as a matter of fact I did and my balance was $1028.00 EVEN. He said that I had taken a payday loan online and owed this money to Quick Payday INC. I told him that I had never heard of them before. He then said he had confirmed this with one of my contacts named Shannon who also lived in the town this so happened to occur. Sorry buddy, but I don't even know anyone named Shannon except for my cousin who lives pretty much in the ocean on a boat. So then he says I only had until the end of today to have my attorney contact him or else I was going to be charged with fraud and possessing a forged instrument or something to this matter. I really couldn't understand him because of his thick accent. I kept telling him that I didn't even have an attorney and asked that he send me information about this matter because I had no clue what he was talking about. He claimed he only had little detail of this matter and that he was representing the US BANK and that this bank only gave him so much information. I told him that I had to make a call and would call him back. And so I did. This time another man answered the phone. I could hear him asking the man if he wanted to talk to me. Then this man that I had originally talked to got back on the phone. I asked him more questions. In the first call he said that I was working for Walmart when this happened. I let him know that I had indeed worked for Walmart but not the year that this payday loan occurred. What's really funny about this whole matter is that I didn't even have a bank account at the time this happened which he states that I did. Don't get me wrong I am furious. I hate being accused of doing something so serious like this. It was about 7pm when I made the call so I really couldn't do anything about this matter. But tomorrow I am calling someone for legal advice and you better bet your bottom dollar that I am going to the police with this. I find this matter to be in no way humorous especially when they have my SSN.

By the way a fax number was given to me. It is 321-221-0018. The person's name is Charlie Jones

Hannah
Headland, Alabama
U.S.A.