DETAIL FINANCIAL TOOK MY MONEY & NEVER MADE GOOD ON THEIR LOAN PROMISES! ripoff PHILADELPHIA Pennsylvania

I have filed complaints with the FBI and FTC. As a result I received a letter from the District Attorney's office in Philadelphia, PA. Apparently they are researching various scams executed by Detail Financial. I am hoping that justice will be served.

It's the use of Western Union that makes the scam seem legit. If they asked for cash in the mail, they'd fool very few people. But because they ask for a "wire transfer of funds" it sounds like a valid business proposition.

I tell people, Never ever send any money via Western Union unless it doesn't matter if you ever see it again.

That limits use of Western Union to the sending of money to kids at college, relatives / friends stranded away from home because of a car accident or hotel robbery. Things like that. For those purposes, Western Union is great. For anything else...
That's why the clerks at Western Union are supposed to make sure that someone sending money personally knows the recipient.

Businesses don't do business via Western Union. Businesses have bank accounts and merchant VISA accounts.

It's the use of Western Union that makes the scam seem legit. If they asked for cash in the mail, they'd fool very few people. But because they ask for a "wire transfer of funds" it sounds like a valid business proposition.

I tell people, Never ever send any money via Western Union unless it doesn't matter if you ever see it again.

That limits use of Western Union to the sending of money to kids at college, relatives / friends stranded away from home because of a car accident or hotel robbery. Things like that. For those purposes, Western Union is great. For anything else...
That's why the clerks at Western Union are supposed to make sure that someone sending money personally knows the recipient.

Businesses don't do business via Western Union. Businesses have bank accounts and merchant VISA accounts.

It's the use of Western Union that makes the scam seem legit. If they asked for cash in the mail, they'd fool very few people. But because they ask for a "wire transfer of funds" it sounds like a valid business proposition.

I tell people, Never ever send any money via Western Union unless it doesn't matter if you ever see it again.

That limits use of Western Union to the sending of money to kids at college, relatives / friends stranded away from home because of a car accident or hotel robbery. Things like that. For those purposes, Western Union is great. For anything else...
That's why the clerks at Western Union are supposed to make sure that someone sending money personally knows the recipient.

Businesses don't do business via Western Union. Businesses have bank accounts and merchant VISA accounts.

It's the use of Western Union that makes the scam seem legit. If they asked for cash in the mail, they'd fool very few people. But because they ask for a "wire transfer of funds" it sounds like a valid business proposition.

I tell people, Never ever send any money via Western Union unless it doesn't matter if you ever see it again.

That limits use of Western Union to the sending of money to kids at college, relatives / friends stranded away from home because of a car accident or hotel robbery. Things like that. For those purposes, Western Union is great. For anything else...
That's why the clerks at Western Union are supposed to make sure that someone sending money personally knows the recipient.

Businesses don't do business via Western Union. Businesses have bank accounts and merchant VISA accounts.

The information you have provided regarding the FTC is most appreciated. Thank you for correcting my comments about new technology; breeding new thieves. Now I feel even more stupid.

The scam itself predates the internet, VISA, electronic banking, computers, even telephones.

The movie The Music Man was even a scam along the same lines. "Hi, you've never seen me before but if you pay me upfront in cash, I promise to deliver all sorts of wonderful things that I can't actually show you right now."

The new technology only lets the scammers cast a wider net.

If everyone used only new technology, these scams would dry up.

Western Union is the old technology that makes these scams possible.

No one would ever consider doing business by giving cash to a stranger in a bus stop, or putting cash in an envelope with the word "Cash" written on the outside and mailing it to "General Delivery". But that's exactly what people are doing when sending money via Western Union.
With the knowledge of the Money Transfer Control Number, the names and addresses of the sender and recipient, anyone can pick up the cash from ANY Western Union office, if they can produce "appropriate" ID. If you put a security question on the transfer, it actually makes it easier to collect.

The telephone number (1-866-228-7577) has been reactivated, but only messages can be taken, but when you dial '132' for Customer Service you can only leave a message. I checked out the Right Value Financial, and it looks like just like Detail Financial's web site.

I filed a complaint with the FTC, but I don't know if it's really going to make a difference. New technology breeds new thieves.

The telephone number for Detail Financial is suspended. I know my money is lost, but I am going to do my best to make certain no one else is taken for a ride.