Direct Merchants Bank Payoff for a card was not accurate a bunch of thieves Carol Stream Illinois

Cash and Balance transfers typically have a daily interest rate, and this may be why they quoted you an incorrect amount. If it was all purchases, then there shouldn't be a daily interest rate involved. If it was Cash or BT then you may be out of luck, but if it was purchases then you may be able to recover some of the interest and fees. Call DMB and speak to a sup, maybe suggest that you'll close your card, see what they're willing to do.

Alex...are you a current/ex-employee of DM or another similar institution?

I was not late on any payments. And I never paid a lawyer for their services.

I called for a pay-off of my account. That's it.
I was given a specific amount, and that's what they were paid.

There was no cash balance involved, the card had not been used in almost 2 years.

If your account had a cash balance which compounds interst daily then you are not paying for anyone's error, your simply being billed for daily compounded interst- so before you go huf and puff into the Attorney Generals Office (like their going to jump to your rescue) read the fine print.

Its funny how everyone who gets a late fee or some other fee all of the sudden has tons of money to retain an attorney at $300 an hour- yet can't seem to make a payment on time...hm......