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Report: #74187

Complaint Review: Discover Credit Card - West Valley City Utah

  • Submitted:
  • Updated:
  • Reported By: Portland Oregon
  • Author Not Confirmed What's this?
  • Why?
  • Discover Credit Card PO BOX 30943 West Valley City, Utah U.S.A.

Discover Credit Card ripoff fraudulent balance transfer and billing West Valley City Utah

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I received an offer on the mail from Discover Financial Services about no fee and 0% ballance transfer. I immediately accepted this offer and made a call to Discover Credit Card. I spoke with their representative for about 30 min. to verify this offer. The third party confirmed and recorded our conversation about transferring $6,700 at no fee and 0% transfer. This offer was supposed to be good untill July of 2004. After one month I got my first statement and noticed that Discover Card transferred ballance from other credit cards at 5.6% instead of 0% and charged me fee on that transaction.

I called to the customer service with complain about this matter. They told me that I need to speak with their retention department, so they can make an adjustment to my account. Than I spoke with Criss ID#5785 and he promised me to take care of it.

On next month I got another monthly report and noticed that Discover Financial Services did not do any adjustment on my account. I still was charged 5.6% on the ballance transfer. I called to them again. They explained that there is nothing thay can do about that because when I originally called, the offer was expired. Discover closed my account and forced me to pay a full amount. My husband told me that same thing was happened to him with the same company, only 2 years ago.

Lana
Portland, Oregon
U.S.A.

This report was posted on Ripoff Report on 12/05/2003 03:46 PM and is a permanent record located here: https://www.ripoffreport.com/reports/discover-credit-card/west-valley-city-utah-84130-0943/discover-credit-card-ripoff-fraudulent-balance-transfer-and-billing-west-valley-city-utah-74187. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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