eBay eBay Ripoff! Internet

I have been a long time seller since 2004 and their service has rapidly declined. They give the excuse they hold my money because I'm a new seller; which I'm not. I have lost over 1,000 dollars in refunds because they refuse to pay me my money. I can't afford the shipping costs out of pocket. They charge me $118 a month when 80 percent of my item don't even sell. They refuse to pay me but expect me to keep paying them in fees ( money I don't have) because they hold my money. I have spent several hours in disconnected phone calls & stuck on hold. Just to be transferred over and over because no wants to explain to me why they restrict my account and take my money. I have 100% percent positive feedback and I always shipped my items out the same day a buyer bought from me. Paypal has explained they hold funds because ebay tells them too. Its an endless cycle that neither one wants to take the blame. eBay claims it Pay Pals fault and transfers me there. Pay pal says it ebay's fault. Absolutely no solution at all. Its my money and my belongings!