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Report: #98313

Complaint Review: EMC Mortgage Corporation - Irving Texas

  • Submitted:
  • Updated:
  • Reported By: las vegas Nevada
  • Author Not Confirmed What's this?
  • Why?
  • EMC Mortgage Corporation 908 Hidden Ridge Drive, Suite 200 Irving, Texas U.S.A.

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In September of 2001 my Chapter 7 bankruptcy was discharged, including the mortgage with Bank of America. In late October of 2001, Bank of America sold the mortgage (which legally no longer existed) to EMC. In November of 2001, and for several months after, EMC attempted to collect from me on the mortgage, in violation (I now find out) of federal bankruptcy laws. EMC then "foreclosed" on the mortgage and reported the foreclosure against my credit report.

After more than a year, I have only been able to get Experian to correct the report to indicate the mortgage was actually included in the BK. EMC could care less. Repeated calls have had no effect.

Today I start with a lawyer (so I gat to spend money to correct their screw-up), and who know when it ends.

Matt
las vegas, Nevada
U.S.A.

This report was posted on Ripoff Report on 07/09/2004 11:38 PM and is a permanent record located here: https://www.ripoffreport.com/reports/emc-mortgage-corporation/irving-texas-75038/emc-mortgage-corporation-ripoff-false-and-illegal-credit-reporting-irving-texas-98313. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
6Consumer
0Employee/Owner

#6 Author of original report

Major Apologies

AUTHOR: Matt - (U.S.A.)

POSTED: Thursday, July 29, 2004

The phone number I posted was from the State of Texas Department of Taxation. I have corrected the number in a posting update and sincerely apologize for the inconvenience and trouble.



Matt

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#5 UPDATE Employee

EMC Mortgage

AUTHOR: Julie - (U.S.A.)

POSTED: Wednesday, July 28, 2004

Please remove the incorrect phone number that you have listed for EMC Mortgage. 972-444-2500 is a phone number to HQ Global Workplaces not EMC Mortgage. I have asked twice for the number to be removed (7-22-04 and 7-26-04). I had an email returned to me unread by rip-off report concerning the removal of the number. We are no affiliation with EMC Mortgage and the calls need to stop. Thank you for your concern in this situation.

Julie Tanner

HQ Global Workplaces

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#4 UPDATE Employee

EMC Mortgage

AUTHOR: Julie - (U.S.A.)

POSTED: Wednesday, July 28, 2004

Please remove the incorrect phone number that you have listed for EMC Mortgage. 972-444-2500 is a phone number to HQ Global Workplaces not EMC Mortgage. I have asked twice for the number to be removed (7-22-04 and 7-26-04). I had an email returned to me unread by rip-off report concerning the removal of the number. We are no affiliation with EMC Mortgage and the calls need to stop. Thank you for your concern in this situation.

Julie Tanner

HQ Global Workplaces

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#3 UPDATE Employee

EMC Mortgage

AUTHOR: Julie - (U.S.A.)

POSTED: Wednesday, July 28, 2004

Please remove the incorrect phone number that you have listed for EMC Mortgage. 972-444-2500 is a phone number to HQ Global Workplaces not EMC Mortgage. I have asked twice for the number to be removed (7-22-04 and 7-26-04). I had an email returned to me unread by rip-off report concerning the removal of the number. We are no affiliation with EMC Mortgage and the calls need to stop. Thank you for your concern in this situation.

Julie Tanner

HQ Global Workplaces

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#2 UPDATE Employee

EMC Mortgage

AUTHOR: Julie - (U.S.A.)

POSTED: Wednesday, July 28, 2004

Please remove the incorrect phone number that you have listed for EMC Mortgage. 972-444-2500 is a phone number to HQ Global Workplaces not EMC Mortgage. I have asked twice for the number to be removed (7-22-04 and 7-26-04). I had an email returned to me unread by rip-off report concerning the removal of the number. We are no affiliation with EMC Mortgage and the calls need to stop. Thank you for your concern in this situation.

Julie Tanner

HQ Global Workplaces

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#1 Consumer Suggestion

EMC Help

AUTHOR: Beth - (U.S.A.)

POSTED: Thursday, July 15, 2004

PLEASE read through all posts fo EMC victims and look for us, there is help out here, do a serch on google msfraud youll find real help, if you dont YOU WILL LOOSE YOUR HOME. this is no mistake, they want your home and the equity youve worked so hard for.

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