Complaint Review: eSurance Insurance - Internet
- eSurance Insurance Internet USA
- Phone: 1-800-378-7262
- Web: https://www.esurance.com/
- Category: Car Insurance
eSurance Insurance Lied to me about everything and trapped me into a policy Internet
*Consumer Comment: Report them to your state's insurance commissioner
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When I called to enquire about a policy with eSurance I was very specific about my needs. I had recently moved to a state that requires specific documents from the insurance company in order to regsiter the vehicle. I asked the sales person about getting this form immediately and was assured that would not be a problem.
After I finished paying for the policy I called customer service as instructed to get the form I needed emailed to me. Customer service told me that they could not send me the form and it would take 3-5 business days to get it in the mail. I explained to them that this was not going to work so I need to cancel my 20-minute old policy so I can go with a company that can send me the form I need immediately.
I was told that in order to cancel my policy I would have to pay a fee of 6% of the yearly premium. I stated there was no way I was going to pay this when I was lied to about the form I need and I asked to speak with a supervisor. I got a supervisor on the phone who stated they would email me the form and then overnight the original to me so I would have it the next day.
I received an email from them with the form, I filled out my portion and sent it back. I then got an email saying it had been mailed to me regular postal mail. I replied stating what I was told was going to happen and this was not it. They emailed me the form but then ignored me about it being sent overnight. So I was lied to by the sales person AND customer service in the span of an hour after paying for my policy. They did not send the form overnight and I am still waiting for it to come in the mail.
When I looked at the form they sent me they had changed the information I filled out on it and it is no longer accurate. They changed my transmission type, they changed the vehicle weight and passenger limit. So now I can't even use the form I have because it's wrong. They also listed the wrong company as my former insurer. I have emailed them twice about this and have not gotten a response.
I was told Massachusetts has a law stating I have 3 days to cancel anything if I am disatisfied and yet the company will not work with me. This is the worst experience I have ever had with an insurance compnany in my life and would not reccomed them to anyone. I don't even want to do business with them but it appears I am trapped in a policy I don't want with a terrible company.
This report was posted on Ripoff Report on 06/20/2014 10:01 AM and is a permanent record located here: https://www.ripoffreport.com/reports/esurance-insurance/internet/esurance-insurance-lied-to-me-about-everything-and-trapped-me-into-a-policy-internet-1156251. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
Report them to your state's insurance commissioner
AUTHOR: FloridaNative - ()
SUBMITTED: Thursday, July 03, 2014
They can't change your form - it's fraud. First check to make sure that the VIN is correct on the form. They may have input a different number and come up with an entirely different vehicle. If the VIN is correct and they changed the other information per your complaint, I would contact the insurance commissioner. Good luck in getting your policy cancelled so you can get with a decent company.


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