Ever Private Card Service The charged my account $54.95, by using a check. I did not authorize this, i could not get a hold of anyone. Internet

WE HAD THE SAME THING HAPPEN TO USE VIA A ONLINE PAYDAY LOAN YOU CAN DO THIS TWO WAYS
1 GO TO YOUR BANK AND FILE A FRAUD CHARGE AGAINST THE AS YOU DID NOT AUTHORIZE THIS ACTION AND THEY WILL TAKE THOUGHT THE PROPER STEPS.
OR
2 CONTACT THEM BY EMAIL AND REQUEST THE REFUND THROUGH THEM AS IT TOOK US ABOUT 2 WEEKS TO GET EVERYTHING STRAIGHT BUT THEY DID COMPLY.

This might be useful !

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Private Date Finder, LLC
2935 Hierro
San Clemente, CA 92673
Contact: Josh Finer
Phone: (888) 394-1053
Company
Rating
F
Rating Explanation:
The rating the Better Business Bureau assigns a business is determined by our composite score of such factors as its type of business, length of time in business, compliance ...

Full Rating Explanation


Company Profile
DBA: Private Date Finder, LLC
Other DBAs: Private Date Finder, LLC
Privacash.com, Inc.
Virtual Works, LLC
EverPrivate Card
Ever Private Card
Ever Private Card Service
Secret Cash Card

Address: 2935 Hierro
San Clemente, CA 92673 Other Addresses: 2935 Hierro
San Clemente, CA 92673
647 Camino de los Mares, # 108-217
San Clemente, CA 92673
14 Monarch Bay Plaza # 301
Monarch Bay, CA 92629

Primary Phone: (888) 394-1053 Other Phone Numbers: (888) 394-1053
(866) 496-1749
(866) 496-1799
(866) 379-5984

Primary Fax: Other Fax Numbers:
Primary Contact: Josh Finer
Other Contacts: Josh Finer




Website: Other Websites: www.everprivate.com/

Company ID: 100037139
Business Start Date:
BBB Created Record on: 8/3/2006

Nature of Business:

This company's business is providing secured credit cards to be used for online purchases.


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We know of no licensing or registration requirement for companies engaged in this company's stated type of business.

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BBB Comments and Analysis
Consumers have advised us that this company is making charges to their bank accounts after applying for a pay day loan. Some report that pop-ups are presented and they decline the offer but are charged anyway. We suggest that you contact your bank and report the issue and contact the Federal Trade Commission at www.ftc.gov.

This company offers a secured Mastercard, meaning that the credit card is not actually an extension of credit but must be pre-loaded with funds before it can be used for purchases. The company charges a $49.95 fee for their service.
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Complaint Closing Statistics
The following grid displays the number and responses to complaints over the last 36 months:

No. of Cmpl Type of Response
346 Making a full refund, as the consumer requested
2 Making a partial refund
109 Agreeing to perform according to their contract
9 Refusing to make an adjustment
3 Refuse to adjust, relying on terms of agreement
15 Unanswered
1 Unassigned
485Total
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Complaint Experience
Complainants generally allege that they received unauthorized drafts from this company for $49.95 for a product that they did not order or were applying for pay day loans and were subsequently charged for this service which they did not agree to. Some complained that they never received any debit card from the company.

The company generally responds by providing refunds and stating that while applying service such as cash advance loan applications customer legally authorized us to debit his bank account and that they have authorization details including the computer number (IP) etc.
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Government Actions
We know of no government action taken against this company.
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Advertising Review
No question about the truth of this company's advertising has come to our attention.
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Other Considerations
We know of no other matter or practice relating to this company that may assist you in your consideration of this company.
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My bank account was hit on 7/12//07 for a charge of $54.95, a check #9999 from Ever Private Card. I called my bank, reported this as an unauthorized transaction. My bank told me to first call the number listed on the check to see if I could get Ever Private to refund my money. I called the number 866-379-5984 only to get recording that any request for refund must be done online at contacteverprivate.com. I did this, only to get the line that I had agreed to let them make this debit. (Apparently, Ever Private got my info, unbeknowst to me, from a application for a loan with a company not affiliated with Ever Private.) After repeating twice that I wanted a refund, did not want the card, etc., I was finally given the following link for a refund request: secretcashcardservice.com/cgi-bin/refund.cgi. I filled out the form and on 7/16/07 was informed that my refund check had been mailed and I should get it by the 26th. Meanwhile, I had to close my checking account and open another one, as well as filed a fraud report at my bank. My bank is investigating and has refunded me the overdraft fee this illegal transaction caused. The kicker? On another website that lists consumer complaints, those who got refund checks claim that the checks they got had stop payments attached to them. One person who received the refund check called the bank the check was issued from and found this out. According to this individual, this is not the first time this had occurred. So let me toss this out to you all: If I receive a refund check that is not good, what would be my next step? I already complained to the Attorney General offices for Texas and California. The address I got for Ever Private Card is:

647 Camino de los Mares #108-217,
San Clemente, CA 92673.

They also apparently have, or continue to, go by the name Secret Cash Card. Hopefully, this will help you, but I would not let your bank get away with not compensating you for the amount Ever Private stole from you and any overdraft fees that came about from this transaction. The gentlemen I dealt with at my bank says he has seen several of these unauthorized transactions from Ever Private and Secret Cash Cards. Maybe flooding the appropriate authorities will finally shut them down for good. Good luck to you!