Ever Private Card Service EVER PRIVATE CARDS - took my money and refuse to give it back! Ripoff San Clemente California

I emailed them and this was the response I received:

"Hello,
We advertise in the same places as cash advance loan applications. Our records indicate that you authorized us at the time you completed that application. You provided your bank account information and authorized a $49.95 charge to the bank account you provided. It is one time charge for life time usage.

The following was the advertisement.

YES / NO - A Virtual Visa Prepaid cards is the only way to shop online without anyone else knowing. Just load the card with cash and make purchases anonymously. NO credit check, NO link to personal credit information, NO bill mailed. INSTANT APPROVAL AND ISSUE. It's the perfect solution if you want to protect your privacy. Check "Yes" and you will receive your Visa Prepaid cards prepaid Debit card including lifetime free access to EverPrivate Card privacy tools to protect your identity. YOU HEREBY AUTHORIZE EverPrivate Card to debit your bank account for the one time enrollment fee of $49.95.

By agreeing to the offer above, you legally authorized us to debit your bank account. We have already reserved a card for you. It is a virtual card that is redeemed from a link sent to your email. If you have not received it we can resend. If this was a mistake or oversight on your part, please let us know the details of the situation. If this authorization was fraudulent, when someone else has gained access to your financial information, then you should immediately take steps to prevent further fraudulent use.

EverPrivate Card Customer Service"

I SHOULD IMMEDIATELY TAKES STEPS?!?!?!?! I WANT MY MONEY BACK! AND I'M BEING TOLD NO. I THREATENED TO FILE A SUIT WITH THE LAW AUTHORITIES AND HAVE NOT RECEIVED A RESPONSE. I TALKED TO SOMEONE LAST NIGHT WHO HAD THIS HAPPEN AND SHE WAS ABLE TO GET HER MONEY BACK BUT NOT UNTIL THE THREATENED LEGAL ACTION. IF ANYONE WANTS ANY JUSTICE - I GUESS THAT'S WHAT NEEDS TO BE DONE.

Faye
PITTSBURG, California
U.S.A.