Report: #336137

Complaint Review: FCNB - Midland - Beaverton Oregon

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  • Reported By: BRONX New York
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  • FCNB - Midland Beaverton, Oregon U.S.A.

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After fighting with tons of other creditors representing First Consumers National Bank in Oregon, I am now being threatened to be sued by lawyers representing Midland. My suggestion to anyone going through this is to have the creditor prove that it was your account. My account was in good standing before FCNB filed for bankruptcy. Then they started to reject my automatic online payments. Then I was charged a $30 late fee every single month for about a year. Mind you I had two credit cards with them which pretty much doubled my balance. There was no one to contact since they no longer existed. No one has been able to prove that this was even my account. That will be my defense against the very ignorant lawyers that have contacted me. I would love to be part of some sort of action suit against these slimeballs. Anyone have any ideas?

BRONX, New York

This report was posted on Ripoff Report on 06/01/2008 05:07 AM and is a permanent record located here: https://www.ripoffreport.com/reports/fcnb-midland/beaverton-oregon/fcnb-midland-beaverton-oregon-336137. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Author of original report

FCNB - Midland Credit Management

AUTHOR: Kathy r - (U.S.A.)

POSTED: Thursday, September 24, 2009

Today, I won my ongoing case against Midland Credit Management who bought some bogus account from First Consumers National Bank. Their lawyer told the court that I owed Midland $1,300 in July. Today, the bogus account jumped to $2,400! The lawyer then tells me that she is willing to cut the debt in half (a cheap tactic) and that I could make monthly installments until it was paid. So, in other words, they could bill me $1,200 for a debt I never incurred and I was supposed to be happy with that. Mind you, the court gave them 2 months to get proof that I even had an account with either FCNB or Midland. None surfaced. The reason the lawyers are willing to cut the debt is because there is no record of the debt to begin with. It is a sort of scam to get money from you. All you have to do is simply show up to court and demand the original paperwork from the debt. If the original debtor was FCNB, I can almost guarantee you that no record will be recovered because I was told that these people went bankrupt years ago and their records went up in smoke right along with them. DO NOT GIVE IN TO HARASSMENT!!! They are trained to shake people up in order to get money from you. I would not even recommend you get a lawyer. The whole case was a disgrace and if it was not killing my credit, it would be comical. Good luck and please do not hesitate to ask others for help. These scammers need to be stopped!

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