Fifth Third Bank Constant Harassment by Vile Collections Agency Cincinnati, Ohio Nationwide

I had the misfortunate of getting stuck with Fifth Third Bank as Auto Lender for a vehicle I recently financed.  I am married with good income and credit score near 800.  I pay my bills on time; I have never had any issues with any banks or lenders, and have never filed a Ripoff Report or the like about any of my past experiences with banks and/or lenders.

That all changed once I unfortunately became involved with Fifth Third Bank.  To begin with, I never received a billing statement for my first payment and within hours of my very first payment being "late," the collections calls started coming.  And coming, and coming, and coming...relentless, at all hours, usually from a "No Caller ID" number, but often from the dreaded 866-450-0037 number as well.  I have never been harrassed like this in my entire life - and I have student loans!  Mind you, this was my FIRST payment, a small amount no less that I could easily afford given my income. No matter.

I was charged a late fee and when I disputed that seeing as how I had never received an actual bill for anything and was more than happy to make my contractually agreed payment on time, I was repeatedly denied by a progression of illiterate customer service reps who were likely on furlough from an Ohio federal penitentiary.  Oh yeah, and those lovely collection calls just kept coming, and coming...

I informed them that I would litigate against them for unlawful collection practices rather than ever pay a late fee for anything having to do with that horrid bank.  Unfortunately, I'm pretty sure the customer service rep I spoke to didn't know what "litigate" meant, so my pleas fell on deaf ears.  So I'll see you in court, you bastards, and I guarantee you'll spend more than the value of that late fee on court and legal fees defending your pathetic, hostile - and unlawful - business practices.