FIFTH THIRD ABUSE OF OVERDRAFT FEES! CLOSE TO $1000 TAKEN FROM ME IN 4 DAYS! Holland Ohio

...to my last reply..reply # 3. Read what I posted..click the link..and perhaps you will see why a COURT OF LAW, did indeed find the bank GUILTY of fraud.

No one in the case against the bank asked or wondered how an overdraft occurs. What they sued and why is clearly explained it the Courts Order so no need for me to type it all out again on this site for the hundredth time.

If anyone disagrees with the courts verdict, direct the rebut to the Federal Judge. If anyone feels the current lawsuits against most of the big banks did not have just cause or proper "cause of action" which apparently AGAIN gained class action status, in which the defendants (Banks) were denied when they tried to squirm out of it during the dismissal stages...rebut it with the Federal Judge in Miami.

I am simply stating the FACTS, and I agree with the Judges decision on the recent Wells Fargo lawsuit and consider it a victory for the plaintiffs who many were as much as some of you hate the term...VICTIMS..unless you can find a better word for those who were fleeced by the banks manipulations and deceptions, and the current lawsuits which have consolidated all the "thieves", I mean banks into one Court to conclude the rest.

There wasn't a "fee for no reason." The reason was probably due to something held against available balance when other things posted. They should explain this to you a bit better.

You CAN argue that posting order (biggest first), and courtesy overdraft are wrong. That's one thing.

However, a bank isn't just going to look at say "well he looks nice and poor lets charge him some fees."

It doesn't work that way.

Why is it that EVERY SINGLE overdrafter goes right for the "they charged me overdraft fees for no reason" bit? People, banks don't just charge fees for no reason. That's called fraud. Something had to have happened on your account to make your available balance go below zero. Again, that's the available balance, not the account balance.

Ok, you talked to some tellers. I got that. You claim that they couldn't figure this out. Ok, let's explore that. If they can't explain it, I see no reason why they wouldn't refund the fees. After all, why wouldn't the bank refund fees that were charged in error? Granted, you might've gotten a teller that was new, or just plain dumb, but you really didn't give me the impression that you went the extra mile to figure it out with them. Why didn't you ask for a manager? You should've demanded an explanation or a refund. If I was charged $973 in error, I wouldn't just throw in the towel. No, I think you really knew that you overdrew and you're just trying to make yourself out to be the "helpless victim".  

You said, "Yes, I know, some of you smug individuals out there are thinking, well, theres just more to the story this chick isn't revealing." That's the biggest understatement ever.

...apparently a register would not have told you that the bank was able to take ONE legitimate overdraft fee, and turn it into as many as 10? I guess the register would not have told you that if you made a human error, that the debit card POS and ATM withdrawals would still be approved?

Fortunately due to recent regulation changes, the banks can no longer force you into overdraft coverage with the debit card..so as long as you do not fall sucker and sign up for it..there is little chance you will overdraft by mistake, and you will not have to worry about the banks tactics. Of course you should keep a register, but whether you did or did not, does not take away the legitimacy of the report, and does not excuse the bank for swindling it's loyal customers.

Granted, I noticed this report was originally lodged back in April of 2009, so perhaps you were not aware.

Recently Well Fargo lost a lawsuit in California for doing this and was court ordered  to cease the transaction posting time manipulations, and to pay back anything they stole in fees that were not legitimate overdraft fees.

A copy of the Court's order can be found here. <--- clink the link good reading!

There is an identical lawsuit against many banks (it was concluded around 25% of banks were doing this), and the class action lawsuit is covering many states. There were so many they decided to condense it to one case which is being conducted at a Federal Court in Miami, Florida.

Your bank made the list....

Lawsuits have been filed against the following banks in the bank overdraft litigation:

    * Bank of America
    * Branch Banking & Trust (BB&T)
    * Citibank
    * Fifth Third Bank
    * Huntington National Bank
    * JPMorgan Chase
    * Keybank
    * M&T Bank
    * National City Bank
    * PNC Bank
    * SunTrust Banks
    * TD Bank
    * Union Bank
    * U.S. Bank
    * Wachovia
    * Wells Fargo Bank

In response to numerous consumer complaints, similar investigations into improper and excessive bank overdraft fees are in progress against the following banks:

    * Capital One Bank
    * First Tennessee Bank
    * HSBC
    * RBS
    * Regions Bank
    * TCF Bank

I do not know if it is too late or necessary at this point, but if you wish to submit your case to the plaintiffs attorneys..click the link below..
Submit your case.

Oh, you don't have a check register!  Golly gee, I cannot simply understand how this could of happened!

I am interested in finding out if anyone is aware of a 5/3rd class action suit? I would definitely sign a petition to get one started. Still so unhappy with the poor cs of 5/3rd. They are criminal in their theft of customers money.