Complaint Review: First Credit Of America, Clear Credit - Chicago Illinois
- First Credit Of America, Clear Credit 300 N. Elizabeth Street Chicago, Illinois U.S.A.
- Phone:
- Web:
- Category: Collection Agency's
First Credit Of America, Clear Credit Fraudulent Billing Ripoff Report these clowns to the FTC, Federal Trade Commission Chicago Illinois
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
Ripoff Report
willing to make a
commitment to
customer satisfaction
Click here now..
I recenlty received a phone call from 1st Credit of America, trying to collect a $59 debt that they claimed I owed to a company called Clear Credit. This claim came as a complete surprise, as I only went to there web site a couple of times, and never agreed to any charges. It also surprised me because I haven't even viewed there site for about 2 years. I told the man from 1st Credit of America that I did not owe them anything, and would call Clear Credit direct to dispute it.
I then went to Clear Credits web site, and found it to be out of service. There was no phone number, and when I attempted to email them, it said the server is down. It also shows their service is not available at this time.
Since the first phone call I received on the 28th, I have done a lot of research on this company, as well as my rights thru the State and Federal Fair Debt Collections Practices Statutes. After reviewing the law, I noticed that First Credit of America failed to notify me in writing within 5 days as required by law of my right to dispute the charges within 30 days, as well as my right to request proof of the claim against me. Even so, I have written them requesting this proof. The harassing phone calls are continuing.
If you are unfortunate enough to be attacked by these clowns, learn your rights and go after them. There is a Federal law that gives you the upper hand. Check it out at http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm. More important, make sure you report this to the FTC at https://rn.ftc.gov/pls/dod/wsolcq$.startup?
Z_ORG_CODE=PU01. If we all report this activity to the FTC, I think it will get their attention!!!
Robert
Camarillo, California
U.S.A.
This report was posted on Ripoff Report on 08/16/2005 05:57 PM and is a permanent record located here: https://www.ripoffreport.com/reports/first-credit-of-america-clear-credit/chicago-illinois-60607/first-credit-of-america-clear-credit-fraudulent-billing-ripoff-report-these-clowns-to-the-153910. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
If you would like to see more Rip-off Reports on this company/individual, search here:
Advertisers above have met our
strict standards for business conduct.