First Midwest Bank $183 single item overdraft Tinley Park Illinois

Two days before Christmas my business account over drafted approx. $35.00, This was my fault. Due to the holiday and the following weekend I wasn't notified until Monday December 29th, 5 calendar days latter.(Only 1 1/2 business days latter, Christmas eve was a half day.) When I opened the mail I realized my mistake. I immediately made a deposit to cover the check they paid plus the $39.00 fee assessed. This should have ended this incident but it didn't.

Two days latter on the following Wednesday, New years eve, I got a letter urging me to make a deposit on my overdraft. The letter stated that daily overdraft fees might be added if I didn't take care of this matter,and that daily overdraft fees could be avoided if I responded quickly. The funny thing is that the letter was dated December 26th, but the meter postmark said December 29th. I didn't worry because I took care of it two days ago. so I didn't worry.

Upon returning to work on Monday Jan. 5th I decided to checked my balance on the banking website. I was shocked that my account was overdrawn again. This couldn't be. I had only written 1 check and deposited cash to cover it the day I wrote it. I also noticed that an extra $75 had been deducted as part of my monthly fee. Then another $39 overdraft fee for paying my 1 outstanding check because their fee depleted my balance.

I called the bank and they refused to do anything. But its not over yet. I still haven't got official notification of this new increased overdraft yet. Only I'm told by a bank representative there will be another $30 added to my monthly fee to be deducted at month end, because this last overdraft wasn't taken care of within 2 days. So now they got me for $183 for a $35.00 mistake

Chuck
New lenox, Illinois
U.S.A.