First Premier Bank ripoff credit reporting fraud Sioux Falls South Dakota

First Premier Bank Incorrect Credit Reporting..... Refused Cards (Is this their Payback??) Sioux Falls South Dakota .....

In March of 2001 our neighbors brought over some mail they told us had been put in their box by mistake. One of the items was a credit card from First Premier Bank, it had been opened.

We had never even applied for a card from First Premier, as we already have a Providian Visa. We contacted the Police Dept and they told us to contact the Credit Card Company.

I spoke with a very nice CSR and told her the situation. Again she was very polite, told us she would cancel the cards and post that they had been reported stolen.

She asked if we would like new ones sent to us, and she explained the fees to us. We said no, we did not want Any cards, we were very happy with our Providian. She told us everything was all set.

Fast Forward 2 years, we are buying a home and of course checking our credit. On the report it does show the card that was reported as stolen. BUT it also shows April of 2001 $350 was written off on a NEW account. We never recieved any other cards, therefore never used any. And certainly never agreed to any fees.

All I want is for this company to remove the incorrect statements on my 3 credit reports.

Scott
Bennington, Vermont
U.S.A.