Complaint Review: First Premier - Sioux Falls South Dakota
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- Author Not Confirmed
- First Premier Sioux Falls, South Dakota United States of America
- Phone: 8009875521
- Web: www.mypremiercreditcard.com
- Category: Credit & Debt Services
First Premier Rip Off- Take your payment and put your account on Hold even after financial institution confirm you as the authorized user. Sioux Falls, South Dakota
*Consumer Comment: What about the 3rd account?
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I paid my credit card on time and in full every time- on May10, 2012 I lost my debit card ending in
9*** and received a new debit card (new debit card ending #9***) from with
financial institution.
I paid my First Premier bank credit card off @ $301.33 with
my new debit ending #9253 on May17, 2012 and on May18, 2012 First Premier
frozen my credit card account due to I made 3 payment within 90 days with 3
differ account# ****; **** & ****.
I had my financial institution fax information stating I was
the authorized users for all 3 account.
First Premier say the information provide was not 'good
enough' and they need more documents stating I am the authorized user.
My financial institution has provided the same documents
again. And First Premier still will not released the funds.
This report was posted on Ripoff Report on 05/30/2012 07:55 AM and is a permanent record located here: https://www.ripoffreport.com/reports/first-premier/sioux-falls-south-dakota-57117-5529/first-premier-rip-off-take-your-payment-and-put-your-account-on-hold-even-after-financi-890378. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
What about the 3rd account?
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Wednesday, May 30, 2012
- You accounted for 2 different numbers, what about the 3rd?
You are dealing with a Sub-Prime Credit Card, and one of the bottom of the barrel cards that I don't think decline anyone regardless of how screwed up a person's credit is. As a result they are going to have much tighter terms to their account to reduce their risk as much as possible.
I have never used FP, so I can't speak about them taking Debit Cards, but I can't recall a credit card that accepts debit cards for payments. Most use your Checking Account number not Debit Card number to process through an ACH transaction. So in these cases loosing a debit card should not have affected your payments at all.
Did they state that they are permanently going to hold the funds? Or is this a case where they are only going to hold it for additional time and you are just trying to get it released quicker? Have you asked them what they need?
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