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Report: #237579

Complaint Review: Freedom Lending, - Plant City Florida

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  • Reported By: tampa Florida
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  • Freedom Lending, 2741 Horseshoe Drive Plant City, Florida U.S.A.

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Freedom Lending,Inc. Plant City, Florida. "PREDATORS and THIEVES!" *(www.freedomlendingfl.com)* President Louis Cardona along with his wife and Vice President, Charlene Cardona of Freedom Lending, Inc are predators. As their web site claims, they have served mortgage needs for over 15 years.

Well, Louis, A.K.A. Anthony Louis Cardona was a car salesman most his life. Originally from New York, he grew a bit of a criminal record in New York and is now helping homeowners finance their homes here in Florida?? How can any state allow this? Well, he is in Florida now and I thought I should let everyone be aware.

He fabricates appraisals and puts people upside down in their equity, he accepts third party money and keeps it regardless of whether or not he gets the deal done and forges documents. Charlene Cardona groomed her ivy league knowledge and experience waiting tabels at Waffle House in Brandon, Florida. She convinced him to leave his job at another mortgage company which positively changed his life.

This job brought them home ownership which they've only had now for 2 years (previously on a contract for deed from an in-law) and now they are President and Vice Prsident of a financial services company? Charlene insisted he quit this job and steal it's employee's, financials, intellectual material, and slander the owners to everyone. They cost many, many families, clients and associates hundreds of thousands of dollars.

Charlene Cardona, Louis Cardona and their daughter Erica Butler have a paper trail of evidence from this site RipOffReport.com, which they used themselves, as well as trails that lead elsewhere...all to open their new company. There is an active case in Florida, Hillborough County, Sheriff's Office, Department of Economic Crimes. Do you trust them with your biggest asset and transaction? They got ahead quicker because they stole from everyone, I only hope the deceit catches up with them sooner than later.

Concerned and Cheated
tampa, Florida
U.S.A.

This report was posted on Ripoff Report on 03/01/2007 11:12 AM and is a permanent record located here: https://www.ripoffreport.com/reports/freedom-lending/plant-city-florida-33566/freedom-lending-total-predators-and-thieves-plant-city-florida-237579. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
6Consumer
1Employee/Owner

#7 REBUTTAL Owner of company

PLEASE STOP THE SLANDER YOU WERE NEITHER A EMPLOYEE OR CUSTOMER ONLY A EX EMPLOYER

AUTHOR: Charlene - (U.S.A.)

POSTED: Friday, June 06, 2008

Dear Mr. Jeff B---------:

We are aware of the unsatisfactory letter that you posted on Ripoff.com our main goal in business is 100% customer satisfaction although you were neither a customer nor an employee we did review your post. As a past employer of Louis Cardona and Erica Butler I see where your concerns fall.
Please be assured we closely examined the information and would like to update you on the incorrect information that you posted.
Louis and Charlene opened Freedom Lending Corp. on October 18, 2005 while Louis was still employed with Homequest Mortgage Group as being a broker and broker of record for Homequest Mortgage Group.
The corporation was done solely for tax purposes.
Mr. Cardona was in the Mortgage business from 2004 to current 2007
He was in car sales from approx. 2000-2004
Louis and Charlene bought their home on November 19,2003 and it was purchased from a family member before starting in the Mortgage business.
Louis Cardona's criminal record in question, I believe that's sealed as he was a minor which was over 31 years ago.
Charlene Cardona did graduate and attended a university in Tampa and her background is Management she has never worked for the Waffle House or worked in the Brandon area.
She did not talk Louis into quitting Homequest Mortgage she did not even give it as an option or an opinion. Louis made the decision on his own from previous personal and business acts that were done by management and owners.
She did not have him steal employees, financials, intellectual material or slander the owners to everyone.
Erica Butler only knew entries to Ripoff.com after the entries were made.
We did contact the Department of Economic Crimes to inquire about the active case which you stated was filed. The complaint that was made by you, was taken and closed due to Louis being the Broker of Record on HomeQuest Mortgage Group. The file is now inactive stating no wrong doing.
Our mission in the mortgage industry is and always has been to treat each loan and customer with 100% honesty. We do not forge documents, fix appraisals, or take 3rd party monies from anyone. Our loans are all checked and double checked by compliance from not only this office but the corporate office. We do not and have not done anything illegal.

If you have any further questions or would like any additional information please contact us first before posting inaccurate information on websites. Most information that I just stated is public record please use that as a reference on any further inquiries.

Also i would hope that you would stop posting these kind of things on other web sites!!!!

Thank you,
Freedom Lending llc
Louis and Charlene Cardona

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#6 Author of original report

bancplus home mortgage center

AUTHOR: Jeff - (U.S.A.)

POSTED: Thursday, June 28, 2007

Louis Cardona, Erica Butler, mortgage loans refinance florida debt freedom lending freedomlendingfl tampe mortgage www.freedomlending.com plant city florida tampa florida broker.

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#5 Author of original report

**Banc Plus Home Mortgage Center-Tampa, FL**Louis Cardona, Plant City**

AUTHOR: Jeff - (U.S.A.)

POSTED: Thursday, June 28, 2007

Louis Cardona of Freedom Lending, Plant City, FL affiliated now with Banc Plus Home Mortgage Center. I wonder how long until Banc Plus finds out for them selves, or how long until Louis Cardona's liabilities impact them. See, Banc Plus Home Mortgage Center is a correspondent Lender out of Fort Lauderdale that hired on Louis Cardona to manage a correspondent branch for them in Tampa. It is filled with unsuccessful, untrained car salesman. They avergage 4 jobs about every year, stay tuned as it will only be a matter of time. Also, yes, his step daughter (Erica Butler) is in too.

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#4 Author of original report

**Banc Plus Home Mortgage Center-Tampa, FL**Louis Cardona, Plant City**

AUTHOR: Jeff - (U.S.A.)

POSTED: Thursday, June 28, 2007

Louis Cardona of Freedom Lending, Plant City, FL affiliated now with Banc Plus Home Mortgage Center. I wonder how long until Banc Plus finds out for them selves, or how long until Louis Cardona's liabilities impact them. See, Banc Plus Home Mortgage Center is a correspondent Lender out of Fort Lauderdale that hired on Louis Cardona to manage a correspondent branch for them in Tampa. It is filled with unsuccessful, untrained car salesman. They avergage 4 jobs about every year, stay tuned as it will only be a matter of time. Also, yes, his step daughter (Erica Butler) is in too.

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#3 Author of original report

**Banc Plus Home Mortgage Center-Tampa, FL**Louis Cardona, Plant City**

AUTHOR: Jeff - (U.S.A.)

POSTED: Thursday, June 28, 2007

Louis Cardona of Freedom Lending, Plant City, FL affiliated now with Banc Plus Home Mortgage Center. I wonder how long until Banc Plus finds out for them selves, or how long until Louis Cardona's liabilities impact them. See, Banc Plus Home Mortgage Center is a correspondent Lender out of Fort Lauderdale that hired on Louis Cardona to manage a correspondent branch for them in Tampa. It is filled with unsuccessful, untrained car salesman. They avergage 4 jobs about every year, stay tuned as it will only be a matter of time. Also, yes, his step daughter (Erica Butler) is in too.

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#2 Author of original report

**Banc Plus Home Mortgage Center-Tampa, FL**Louis Cardona, Plant City**

AUTHOR: Jeff - (U.S.A.)

POSTED: Thursday, June 28, 2007

Louis Cardona of Freedom Lending, Plant City, FL affiliated now with Banc Plus Home Mortgage Center. I wonder how long until Banc Plus finds out for them selves, or how long until Louis Cardona's liabilities impact them. See, Banc Plus Home Mortgage Center is a correspondent Lender out of Fort Lauderdale that hired on Louis Cardona to manage a correspondent branch for them in Tampa. It is filled with unsuccessful, untrained car salesman. They avergage 4 jobs about every year, stay tuned as it will only be a matter of time. Also, yes, his step daughter (Erica Butler) is in too.

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#1 Author of original report

Plant City, FL - Freedom Lending, Inc - Proof Of the Deception:

AUTHOR: CONCERNED and CHEATED - (U.S.A.)

POSTED: Thursday, March 01, 2007

I have actual email correspondances between Freedom Lending's (www.freedomlendingfl.com) President, Anthony Louis Cardona; it's Vice President, Charlene Cardona and Charlene's daughter (Mr. Cardona's step daughter) and happily attach them here. The trail starts with emails from Charlene Cardona to her daughter Erica Butler and Louis Cardona. These emails were sent from within one of the companies they ripped off! How stupid and cavalier are these owners of Freedom Lending, Inc in Plant city? Though criminal charges have yet to be filed, numerous civil violations are time consuming but maybe this will assist in expediting the truth. The attachments include non-fact emails between the 3 of them including an unsubstantiated and completely false report about HomeQuest Mortgage Group to this website (ripoffreport.com). The author was Charlene Cardona. Also, includes emails from Charlene, Louis and Erica Butler which the sent to State wasting tax payers money, trying to get the State of Florida on some wild goose chase. Please review and draw your own conclusions.

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