Complaint Review: Freedom Life Insurance Company of America - addison Texas
Freedom Life Insurance Company of America Premier Series UCA This company worked in collusion with Nick their online agent on Dec 7, 2016 to commit fraud in misrepresenting full coverage insurance for my wife. Agent Nick said he would save us money by enrolling us into an 80/20 plan with Premier Series for $403.00 per month.. Nick finalized my wife's application and unknown to her or me he enrolled her into 4 seperate companies that don't cover anything. We never discovered this nightmare until she went to the hospital on 9-3-17 and I called them to ask how much they would be paying the hospital. They told me they would pay $200 per day toward the hospital room for each days she was there. And they will pay nothing else. The peliminary bill as of 9-9-16 is $48,000.00 addison Texas
*Author of original report: Seconds To Disaster
*UPDATE Employee: Please call us so we can help.
My wifes health ins for 2015 was with bc/bs with a monthly bill of $403.82.
This policy was canceled because of obamacare. For 2016 we signed up with Farm bureau with a monthly bill of $659.16. We received a letter for Farm Bureau stating that the new policy for 2017 would increase to $850 per month.
We started shopping and after several weeks I agreed with Nick at an online call center to purchase an 80/20 plan for a monthly bill of $403.27. He said because of hippa he would have to finalize this agreement with my wife.
On june 23, 2017 my wife went for a yearly checkup. We called freedom life and found out they will not pay for the physical.
At this point I knew there was a problem so we stated talking to farm bureau and they wanted us to fill our a 16 page application page, keep in mind we had their insurance in 2016. With other life problems we were not able to submit the application before my wife had to be taken to Vanderbuilt Hospital on 9-3-17.
During her time in the hospital I called Freedom Life ins and was told all they would pay is $200 per day towards the hospital room for upto 30 days. They would not pay for anything else. I found out during this conversation that their agent Nick did not enroll us in an 80/20 plan but had split up the monies $197.00 going to Freedom Life and the rest to other junk companies such as dental, prescriptions and lab that have proven to all be frauds.
This is a nightmare. We now owe a hospital bill of $48,000.00
This report was posted on Ripoff Report on 09/09/2017 05:45 PM and is a permanent record located here: https://www.ripoffreport.com/reports/freedom-life-insurance-company-of-america/addison-texas-75001/freedom-life-insurance-company-of-america-premier-series-uca-this-company-worked-in-co-1398995. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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