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Ripoff Report | Washington, District of Columbia
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Report: #806855

Complaint Review: GEICO - washington District of Columbia

  • Submitted:
  • Updated:
  • Reported By: REVISEDCODE — Las Vegas Nevada United States of America
  • Author Not Confirmed What's this?
  • Why?
  • GEICO GEICO Communications Department, One GEICO Plaza washington, District of Columbia United States of America

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If you purchase auto insurance from Geico and happen to pay for an uninsured motorist policy, DO NOT expect them to honor it. Got hit by an uninsured motorist and guess who refuses to provide the coverage that was paid for in full. Upon discussing this with legal counsel after getting hit with over $12,000 in medical bills, Geico offered to pay $500. I was told this is a standard business practice by Geico Claims. In short, they sell you a policy they have no intention of honoring!

This report was posted on Ripoff Report on 12/08/2011 05:14 PM and is a permanent record located here: https://www.ripoffreport.com/reports/geico/washington-district-of-columbia-20076/geico-john-zinno-gm-of-geico-paid-for-uninsured-motorist-claim-for-2500000-in-coverage-806855. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
10Consumer
0Employee/Owner

#10 UPDATE Employee

Uninsured Motorist coverage

AUTHOR: Employee - ()

POSTED: Thursday, April 24, 2014

One of the things that people automatically assume is that if they are hit by an uninsured driver then a carrier is going to send them a check automatically for whatever coverage they have purchased. 

Think it through-if that was actually true, how long would any insurer stay in business? Everyone with a policy would suddenly be getting hit by hit and run drivers.

An unisured motorist policy covers you for an accident involving another uninsured driver. BUT....to collect, ther are very special circumstances that must to met.  Depending on the state involved, there are laws called Threshhold Laws that must be met-not just 'I'm hurt, pay me'.  A typical Threshhold is stated thus: The injured party must suffer...'loss of a body part, permanent loss of a body function, a permanent injury, a broken bone, permanent loss of employment, etc.'.  In laymans terms, you either need to have an amputation, be blinded in one eye, become permanently disabled, break your leg, etc. 

The fact that you have $12.000 in medical bills is irrelvant. Just a local trip to an E/R can be that much-particularly if you stay overnight.

I do not know what state you live in, but in some states there is a mandatory coverage called No Fault that will pay those bills. If you live in a state that does not have it, then health care will pay them. 

From your complaint, it seems to me that your case does not meet your local Threshhold Laws and the $500 they offerred is what those in the industry call a nuisance value.

You can probably get a better explanation of whatever Threshhold Laws are applicable in your state by contacting your local State Insurance Department.

Oh, and one other thing...if you are sold an Uninsured Motorist coverage on your policy, it is probable that the coverage is Required by your state-many states have mandatory coverages.

 

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#9 Consumer Comment

REVISEDCODE,

AUTHOR: Karl - ()

POSTED: Friday, April 12, 2013

Are you beginning to understand that the United States of America has become a country whose foundation is solidly built on lies, deception, fraud, manipulation, greed, trickery, deep corruption, and the constant pursuit to financially injure the innocent people living here and all over the world? It is one of the main reasons that our country is falling apart and has so many problems.

The executives at most of the corporations in this country do not care about how profits are made anymore. They only care about making profits, even if it means financially injuring their own customers and even their own employees. Make sure to spread your Ripoff Report all over the web at sites like Twitter and Facebook every day! 

WELCOME TO CORPORATE AMERICA- ONE BIG LIE THAT IS BEING EXPOSED ON THE WORLDWIDE WEB EVERY DAY

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#8 Consumer Comment

REVISEDCODE,

AUTHOR: Karl - ()

POSTED: Friday, March 22, 2013

You can even stay at this site and type in- WENT REALLY NUTS, and that will take you to Ripoff Report #529757 where you can scroll down to Consumer Comment #25 and read "WARREN BUTTHEAD POEM".

Have a great weekend!

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#7 Consumer Comment

REVISEDCODE,

AUTHOR: Karl - (USA)

POSTED: Monday, February 04, 2013

You can also stay at this site and type in- FLIPPED EM THE BIRD, and that will take you to Ripoff Report #529757 where you can scroll down to Consumer Comment #25 and read "WARREN BUTTHEAD POEM".

Have a great week, and keep spreading your Ripoff Report all over the web at sites like Twitter and Facebook!


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#6 Consumer Comment

REVISEDCODE,

AUTHOR: Karl - (USA)

POSTED: Saturday, January 19, 2013

Don't forget to give us an update to your Ripoff Report when you have time. Thank You.

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#5 Consumer Comment

REVISEDCODE,

AUTHOR: Karl - (USA)

POSTED: Saturday, December 01, 2012

Feel free to give us an update and let us know if GEICO paid you more than the $500 that you stated in your Ripoff Report, okay?

Happy Holidays!

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#4 Consumer Comment

GEICO SUCKS POEM....

AUTHOR: Karl - (USA)

POSTED: Monday, March 19, 2012

is available at this website.

Just type in 793243 at this site and it appears in the consumer comments section at Ripoff Report #793243.

Thank You

***NATIONWIDE BANK ALERT: Make sure to stay at this site and type in- BANK, and read the Ripoff Reports from people all over America for important information if you have a bank account or a mortgage.

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#3 Consumer Comment

WARREN BUTTHEAD SONG.....

AUTHOR: Karl - (USA)

POSTED: Monday, February 27, 2012

is available at this website.

Just type in 411913 at this site and it appears as 'Consumer Comment #109' at Ripoff Report #411913.

Thank You

WELCOME TO GEICO- WE MIGHT NOT PAY YOUR CLAIM AND THAT WILL INCREASE PROFITS AND KEEP THE STOCK VALUE HIGH FOR MR. BUFFETT'S COMPANY, BECAUSE GEICO IS A WHOLLY OWNED SUBSIDIARY OF BERKSHIRE HATHAWAY

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#2 Consumer Comment

What has Geico given as a reason for this denial?

AUTHOR: Ken - (USA)

POSTED: Saturday, December 10, 2011

You must have asked them by now. It's illegal for them to just ignore legal claims under the terms of your policy. IF they are truly doing this, immediately report this to your state's insurance commissioner.

What does your policy, which I hope you've read, say about this?  It IS the determining factor in this and not what any agent may have told you.

Good luck.

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#1 Consumer Comment

WARREN BUTTHEAD POEM.....

AUTHOR: Karl - (USA)

POSTED: Saturday, December 10, 2011

is available at this website.

Just type in 529757 at this site and it appears as 'Consumer Comment #25' at Ripoff Report #529757.

Thank You

***GEICO ALERT: Anyone can 'Google' this- GEICO WIKIPEDIA, and learn more about Geico. Geico is a wholly owned subsidiary of Berkshire Hathaway, according to the information at the Wikipedia website. Warren Buffett is President, Chairman & CEO of Berkshire Hathaway Inc.

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