Greenlight Financial Services Bogus $500 lowest mortgage offer guaranty Irvine, California

Greenlight Financial Services has every intention to award homeowners with our $500 Promotion. It is the applicants choice and responsibility to read the terms and conditions prior to engaging in any consumer promotion. As detailed conspicuously on the mailer the terms and conditions is as follows:

IMPORTANT TERMS AND CONDITIONS REGARDING OUR MAILER:
* The offer extends to fixed rate, conforming loan amounts up to $417,000, rate and term refinance, owner occupied, single family, non-rural, non-complex, subject property with a loan to value up to 60% with an impound account and a minimum score of 740 FICO. Loans with subordinate financing are ineligible for this offer. Loan fees are typically financed through the loan. Loans are subject to final loan approval based on verification of income, assets and appraised value. Not all applicants will be approved. Restrictions may apply. To be considered for this promotion, receipt of a bona fide Rate Lock Confirmation, Good Faith Estimate and a fully completed Uniform Residential Loan Application (1003) disclosing all loans terms from competing lender which must be dated no more than 5 calendar days from Greenlights tentative approval of initial credit application. These documents must be received no later than 24 hours from initial credit application. Appraisal fee must be paid in advance by the applicant. Should the loan not close for any reason the appraisal fee is non-refundable. If the appraisal fee increases due to a lender required re-inspection, the applicant is responsible for paying the additional cost. No portion of the appraisal fee or re-inspection fee will be refunded if the service has been rendered, and the loan is canceled or declined. A survey fee may be charged to the applicant if required by the lender, and will not be refunded by the lender. Home Owners Association certification fees may be charged when the subject property is a Condominium or PUD, and will not be refunded by the lender. Vesting changes may result in additional fees, and will not be refunded by the lender. Fees charged by applicants current lien holder will not be refunded by the lender. Rates and terms subject to change based on market conditions and borrower eligibility. Rate and fees are subject to change for properties located outside of California. Consult your tax advisor for deductibility of interest and loan fees. NMLS Unique Identifier #2140. Loans made pursuant to: Alabama Consumer Credit License #21431; Licensed by the Arizona Mortgage Bankers License #BK0905014; Arkansas Mortgage Banker/Servicer license; California Department of Corporations under the CFL (California Finance Lenders Law) Lending Act, License #6038216; Connecticut Mortgage Lender License, license #ML-2140; Colorado Mortgage Company Registration: www.dora.state.co.us/real-estate; Florida Mortgage Lender License #MLD258; Georgia Residential Mortgage Licensee #31731; Idaho Mortgage Broker/Lender License #MBL-7616; Indiana DFI First Lien Mortgage Lending License #16344; Louisiana Residential Mortgage Lending License; Maryland Mortgage Lender License #19610; Massachusetts Lender License #ML2140; Minnesota Residential Mortgage Originator License #MN-MO-2140; New Hampshire Mortgage Bankers License #16890-MB; Licensed by the New Jersey Department of Banking and Insurance; New Mexico License # 2140;North Carolina Mortgage Lender License #L-152078; Ohio Mortgage Broker Registration #MBMB.850144.000; Oklahoma Mortgage Broker License, license #MB002106; Licensed by the Oregon Division of Finance and Corporate Securities: Oregon Mortgage Lender #ML-4999; Licensed by the Pennsylvania Department of Banking License #33658; South Carolina BFI Mortgage Lender/Servicer License #MLS-2140; Registered as a TX SML Mortgage Banker; Licensed by the Tennessee Residential Lending, Brokerage and servicing Act, License # 112336; Licensed by Virginia State Corporate Commission, License #MC-5559; Washington Consumer Loan Company License#520-CL-56733 by the Department of Financial Institutions; Wisconsin Mortgage Banker; License #2140BA. Greenlight Financial Services also operates under the name Greenlight Financial Services, Inc., Greenlight Financial Services, (Inc.), Greenlight Financial Services, Greenlight Financial. Not licensed in all 50 states. Products and services offered are not available to residents of states in which Greenlight is not licensed. Greenlight Financial Services reserves the right to discontinue the offer at any time.