Report: #290399

Complaint Review: Guaranteed Consumer Funding - Internet

  • Submitted:
  • Updated:
  • Reported By: Chicago Illinois
  • Guaranteed Consumer Funding GCF4all.com Internet U.S.A.

Guaranteed Consumer Funding Took money and said they would deliver computer after 3 payments were made and did not deliver Internet Internet

*UPDATE Employee: Fraudulent Claim against Guaranteed Consumer Funding :: Read Below

*Consumer Suggestion: something for nothing is not the way to blissful happiness

*Consumer Suggestion: This company is a SCAM!!!

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The company states that they will ship a person a computer -- no credit credit or bad credit allowed -- if the customer pays a down payment of $99 plus 3 bi-weekly payments of $69.96. They also state that you could receive the computer sooner if you made the three payments at one time. This is exactly what I did. I made an initial downpayment of $99 on September 28, 2007. I then made a payment of $69.96 on October 4, 2007 and then made two payments of $69.96 on October 18, 2007. I also made payments on November 1, 2007 and November 15, 2007 of $69.96. There was paper work that was continously mailed between myself and Guaranteed Consumer Funding. I sent them a copy of my most mail coupon, recent check stub, a copy of a utility bill, and a copy of my driver's license. I called the company (which you have to be on hold with them for at least 40 minutes before they answer your phone call) after I sent them my information and mail coupon on November 8, 2007 and they said it would take an additional three weeks for everything to process. Well, that was not part of the agreement, but I said I will wait another three weeks. When I called three weeks later on November 27, 2007, I was then told that there was a problem with Dell not having enough glass to complete all of their computers on time and I was also told that they would prefer not to ship anything during the holidays. I then asked when should I expect to receive my computer and they said not until the first week in February! It was then that I demanded a full refund and was told they would cancel the automatic drafts to my checking account, but would not give me a refund of my money. Could you please help me to get a full refund of my money as I have no desire to do any further business with this fraudelent company. Please call me at (773) 578-4199 if you have any further questions. Thank you. (I have also contacted the Better Business Bureau)

Chicago, Illinois

This report was posted on Ripoff Report on 12/10/2007 05:12 PM and is a permanent record located here: https://www.ripoffreport.com/reports/guaranteed-consumer-funding/internet/guaranteed-consumer-funding-took-money-and-said-they-would-deliver-computer-after-3-paymen-290399. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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Updates & Rebuttals


#3 UPDATE Employee

Fraudulent Claim against Guaranteed Consumer Funding :: Read Below

AUTHOR: James - (U.S.A.)

POSTED: Friday, November 07, 2008
Glenda neglected to mention that she did not fill out her financing paperwork correctly.

We do require all of our customers to sign their contract with us correctly. Sending incomplete paperwork will always cause a delay regardless of what company you are doing business with. Be sure to not only sign and date any contract that you enter into, but also make sure you read it and make copies for your records so you can always reflect back on the terms for clarification.

Asking us for a refund because there is a delay associated with not filling out the paperwork correctly falls into the category of personal responsibility. If everyone were to take more responsibility for their actions, there would be much less confusion and fewer arguments in the world today. Ms. Reed needs to honor her agreements and she will probably have a more enjoyable life with less confrontations.

She also failed to mention that she told us she found a different deal through her employer but that does not relieve a person from the previous contractual obligation.

Feel free to visit our Complaints Section on our website to contact us for Valid Claims - Guaranteed Consumer Funding Complaints
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#2 Consumer Suggestion

something for nothing is not the way to blissful happiness

AUTHOR: Pooter - (U.S.A.)

POSTED: Monday, June 02, 2008
I have yet to have any positive experiences with firms such as this. while watching tv i see these ads about "no credit checks, no hassles" The ONLY company i had a good dealings with is Rent-A-Center. Sure you pay 300% more than the product is worth but at the same time, you have a way to get your stuff for little or nothing down. then you just pay weekly or monthly depending on how you set up your account.

My advise is this:

1) if it is mail order, and is almost too good to be true, it usually is. You cant get something for nothing.

2) if there is no person you can call or company you can physically drive to, i'd stay clear of it.

3) if you have to pay 3 payments of X dollars then you get whatever is promised to you, steer clear of that too. it is often enough a scam of some sort.

4) if it is on Tv, especially late night infomercials, avoid these like the plague. these are usually scams.

There is my 4 cents .. well, more like 1.2 cents after taxes.
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#1 Consumer Suggestion

This company is a SCAM!!!

AUTHOR: M - (U.S.A.)

POSTED: Wednesday, April 23, 2008
Guaranteed Consumer Funding is a pure RIP-OFF. The company is NO DIFFERENT than it's buddy "Blue Hippo". Charging people $99 + 24 bi-weekly drafts of $69.96? The computers are not worth more than $500.00!!

**Consumers, do NOT allow yourselves to be ripped-off like this!! Go into your local Wal-Mart or Best Buy and CHECK THE PRICES!! Companies like Guaranteed Consumer Funding and Blue Hippo are RIPPING YOU OFF!! DO THE MATH before you agree to pay lots of money for a computer that is NO WHERE NEAR what you can get at Wal-Mart, or even the Dell or HP/Compaq website!!**

$99.00 + ($69.96 x 24 months) = $1778.04

Same computer in Wal-Mart = $448.00
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