Health Insurance Innovations scammed, overcharged, misuse of credit card, illegal charges Florida Internet

My husband lost his job of 15 years and we were under pressure to get insurance so we were not in trouble. I got online with the Colorado Insurance Exchange and several insurance sites poppsed up. I had just entered our phone number when we received a call from George, supposedly a representative for Health Innovations Insurance out of Florida.

He explained the plan he was signing us up for was a complete plan. There were no copays and it included Dental, Vision and Prescription. He said the cost was 266.61/month. We were under pressure to find something so we signed up.

I gave him my credit card number and he said they only charged 266.61 to the card. I then had to listen to a bunch of disclaimers, which he informed me that 95% of the disclaimers did not pertian to us.

My husband received his insurance cards in the mail and we instantly had questions, because the prescription card we received was not an insurance card, but rather a prescription discount card. 

My husband went to an office locally and got signed up for real insurance. He showed the insurance card to the person helping him and he was informed the insurance we had signed up for was a scam.

I then went online to view my credit card statement and found that over $460.00 had been charged by this company. When I called them to ask why, they informed me at that time that there was a $155.00 sign up fee. I was not told about this fee during my conversation with George. I've called 'George' several times since then and I never get him on the phone. I have since turned this company in to the Insurance commission and I have canceled my credit card so they no longer have it. I'm trying to get the money back they stole from me and this is ongoing right now.