Healthydiscountcard ripoff Internet

I had signed up for a song download site on saturday and Monday I looked at my checking account on the internet and there was these two surprise charges one for 59.95 and one for 99.95. I called them and told them that i want this money refunded within 24 hrs and they said that I had signed up for some music downloads that is why I was charged this and the 99.95 would be charged bi monthly. I said music downloads is all I authorized for my debit card. And this has nothing to do with music downloads. She said I will cancel you just check with your bank as we will refund your money. That was on monday and wednesday still no refund on my account.