Complaint Review: Home Depot Credit Services - St Petersburg Florida
- Home Depot Credit Services St Petersburg, Florida U.S.A.
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- Category: Home & Garden Stores
Home Depot Credit Services Credit score 650 no delinquencies Lowered my credit line to what I owed hurting my score. Had $16,000 credit line they lowered to $8100 which is what my balnce was. Reason? other card balances on Credit report close to credit line. St Petersburg Florida
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I am furious, Home depot did a room enclosure and failed to pull the proper permit. A neighbor turned me in. I worked with them, missed a lot of work and It took a year to resolve it and get the code violation removed. In the mean time the Real estate market went down. I expressed to them to hurry i wanted to move. the market kept declining. I am now upside down in my home. so i want to rent. i was fixing up my home and in the middle of rennovations i get a letter stating that they were lowering my credit limit from $16,000.00 to $8100.00 my balance is $8029.00 Their reason? because on my credit report i was close to my credit line on a few credit cards. Now look what they did. Is this going to be a snow ball effect where other cards will do this because Home depot took away my 50% debt to credit line?Credit score now 650. This is sabotage. I called them tried to reason but the man could only say i am sorry. I lost money twice from Home Depot.I will never shop there again. I built 4 homes and remodled 6 and never applied for a card til 2002. I have always paid my debt with them and my balance has been as high as 13k twice and paid off numerous times. Home Depot does not deserve my loyalty anymore, I never shopped Lowes But guess what! HELLO LOWES.Blue looks good right now and I am off to see an attorney next week.
Tampa
St Petersburg, Florida
U.S.A.
This report was posted on Ripoff Report on 06/11/2008 04:52 PM and is a permanent record located here: https://www.ripoffreport.com/reports/home-depot-credit-services/st-petersburg-florida-33710/home-depot-credit-services-credit-score-650-no-delinquencies-lowered-my-credit-line-to-wha-339395. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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