Orchard Bank Credit Card ripoff! Extra late fees no matter what you do to get the payment on time. San Diego California

I believe that the number you gave in your report is for Omaha Steaks, not Orchard Bank.

Dear J,

I see, but if you set up an online payment with them and they're saying that they need your bank account so they can withdraw your money from your checking account each month as they wish? Last time I check by law, they can only withdraw it with a certain amount if you authorize them within that month but if they're going to do it whenever they wish is a NO GO and basically, if they do, they can be in a lot of trouble for that because you didn't authorize them. Just like Capital One, when u make any payments to them online, they ask how much you want to pay them before you authorize them to make the transaction and plus, always print out a copy that you authorize so and so with so and so amount at so and so time and date, because if they do anything stupid, u can use that in court. But let me tell you one thing, its not always a good thing to sue them because somewhere down the line they'll try to find a way to sue you back as I was told by my big sis who's a lawyer. I just hope this helps.