Complaint Review: HSBC Mortgage Services - Seymour Indiana
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- HSBC Mortgage Services Seymour, Indiana U.S.A.
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HSBC Mortgage Services Ripoff Secretly Scammed and rude Seymour Indiana
*Consumer Suggestion: Did I hear you cry wolf?
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I bought my first home through a Mortgage company called Crevcor Mortgage. Not even a month later I was transfered to HSBC. The appraisal I was given is 15K higher than the true value. Luckily the seller didn't want that much. Due to my other half losing his job I got behind by one month. Now that I'm caught up, thought things would be fine. Now They call me asking for a payment even if I'm 5 day's behind the dues date... still within the grace period. And even get angry when I tell them I can't pay because I don't have my checkbook with me. I don't carry it unless I plan to use it. Now I'm stuck with a company which I didn't even pick full of very rude people. Who actually had the nerve to call me lazy and a liar cause I couldn't pay on time for those months. My credit score was less than they told me(50 less), so it's at the moment too low to even refinance.
Patches
Seymour, Indiana
U.S.A.
This report was posted on Ripoff Report on 08/10/2006 05:07 AM and is a permanent record located here: https://www.ripoffreport.com/reports/hsbc-mortgage-services/seymour-indiana-47274/hsbc-mortgage-services-ripoff-secretly-scammed-and-rude-seymour-indiana-205398. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Suggestion
Did I hear you cry wolf?
AUTHOR: Genevieve - (U.S.A.)
SUBMITTED: Tuesday, April 17, 2007
First thing I want to tell you is..Pay the payments on time--exactly on time. It is not unlawful to call you or even be rude to you if you are not in compliance with your loan aggreement. Don't get me wrong, I don't think its right, but such is life.
Secondly, know even if you are in the grace period the mortgage comapny only reports when you paid the payment; the credit bureau is the guilty party for your lower credit rating. Just a suggestion to you.
Be prompt on your payment for a least a year, Be nice to your mortgage company rep because these are trying times (even for them) and if your still not satisfied jump off ship! Your claims are not, I repeat ARE NOT fraudulent or even descreet scammful and will not stand up in a court of law. PSSS. If your feel the appraiser over valued your home intentionaly you can file a complaint with the Real Estate Appraiser Association. Sincerely on your side.
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