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Report: #601054

Complaint Review: IBC-International Bank Of Commerce - Duncan Oklahoma

  • Submitted:
  • Updated:
  • Reported By: Bobby — marlow Oklahoma United States of America
  • Author Not Confirmed What's this?
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  • IBC-International Bank Of Commerce 2311n.highway 81 Duncan ok Duncan, Oklahoma United States of America
  • Phone: 580-255-9055
  • Web:
  • Category: Banks

IBC-International Bank Of Commerce Ihad 346 dollars 4-23-10 used my card at atms in amount of 372 or about from2-23 to 4-25 knowing i probably was neg. so i took 440 of overdraft 4-26-10 they subtracted the 440 from the 346 1st so all Duncan, Oklahoma

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I started 4-23-10 with a withdrawal from my account at the I.B.C. Bank ,it left me with 346.03 in the positive.

I used my debit card several times from 4-23-10 to 4-25-10 over the weekend totaling about 372 dollars , on monday the 26th of april I figured I had went over into the negative so I withdrew 440 dollars from my protection which is 500 dollars.

When my direct deposit hit from my next payday there was a lot of money taken from my account,so I went to the bank and ask for a printout of what had happened from 4-23-10 up to my new deposit.

It showed where I had taken 260 dollars on the 23rd of april leaving me with 346 dollars.on this sheet it showed that they took the 440 dollars that I had withdrew on the 26th from the 346 dollars  I had from 23rd.All the ATM with drawals from the 23rd to the 25th had about 8 or 9totaling 372 dollars, had an overdraft fee of 29 dollars each ,there was money in my account on all ATM withdrawals when I made them except maybe two.

at the most there should have been 4 charges

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#1 Consumer Suggestion


AUTHOR: Susan - (USA)

POSTED: Friday, May 07, 2010

I mean REALLY?  You knew you had $346.03 in the account but spent $372 and didn't check your account until 6 days later. THEN you decided it was a good idea to withdraw $440?

What you should have done is use the $440 to get the account current and argue later. 

This is not the banks fault. 

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