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Report: #83891

Complaint Review: Imperial Benefits - Champlain New York

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  • Reported By: indianapolis Indiana
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  • Imperial Benefits P. O. Box 2488 Champlain, New York U.S.A.

Imperial Benefits Aka Imperial Consumer Benefits Aka Beneficial Client Care ripoff-Imperial Benefits took my money and did not deliver product. Fraud committed. Extortion committed. Champlain New York


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I had been using a not for profit Consumer counseling service to pay off some debts incurred during a disability from work. It was a 3 year contract and I only had a couple of months left
to pay.

I received a phone call from a company identifying itself as Imperial Benefits. They said they worked with people helping them to reestablish their credit.

They said that they had a program thatwould send me an interest free Mastercard which would allow me to charge items and pay them off with NO interest.

They further explained that a one time fee or "membership" payment of $279.00 was required and within a month I would receive the package with all the details and my Mastercard.

The telemarketer was very slick assigning me a program number and had someone else call me back to verify the contract and assigned me a verified contract # 646825.

A month passed and then a couple more weeks and finally I called them at the phone number that they gave me. After being on hold for a long period of time I finally spoke to someone and told him I did not receive my package or credit card.

I was issued an immediate apology and asked what I wanted them to do. I told him that I wanted my product which they had already debitted my bank for.

I was told I should receive it within 2 weeks and I asked the individual for his name. Oddly enough he told me that his name was "Jesse James" and we joked that it was an outlaws' name.

I was stupid enough not to realize what he apparently was actually telling me, that he was knowingly ripping me off. But because I actually did get to speak with someone at the phone number provided I was still trusting this company.

Now after not receiving anything for the second time promised, it became clear that I had been ripped off. Apparently this scam is still going on because the phone number is still connected although I didn't have the patience to wait to talk to "Jesse James" again.

Something needs to be done to stop this fraud. I am really mad at myself for being SOOOO STUPID!!! I know there are a lot of people more gullible than me that are probably having money extorted from them. It needs to stop!

indianapolis, Indiana

This report was posted on Ripoff Report on 03/15/2004 09:20 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion


AUTHOR: Dan - (U.S.A.)

POSTED: Wednesday, August 18, 2004

These punks have gotten rich on admittedly stupid Americans....most with poor credit, just trying to get credit cards for X-mas presents for their children!
If you want to get some for of justice, do an internet search for Montreal's English language news channels,(CFCF 12) and (Global). Contact the Montreal Gazette, and the Montreal Mirror. You must not let them live as they in Dollard Des Ormeaux in large houses. Each brick of their homes is owned by YOU the consumers who were in need!

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